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small business

small business Sentence Examples

  • Katie looked to the fridge, where a small business card was stuck beneath a cartoon magnet.

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  • Charles opened a small business as an apothecary in Dublin, and between 1735 and 1741 he began his career as a pamphleteer by publishing papers on professional matters which led to legislation requiring inspection of drugs.

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  • Katie looked to the fridge, where a small business card was stuck beneath a cartoon magnet.

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  • abreast of the latest developments in the UK small business world.

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  • arsenal of weaponry for small-business success in the next century.

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  • All users of our small business bookkeeping software benefit from a free, no obligation 60 day trial.

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  • He is, however, probably not the first port of call for anyone running a small business.

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  • How to raise the profile of your small business Posted July 3, 2006 NB!

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  • Looking at core business functions, it examines the specific problems that face the small business owner.

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  • The Financial Times splashed the report on its front page, commenting, âThe Small Business Service is not businesslike.

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  • Christmas small-business.

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  • colleague of mine: " a small business is not a Bonsai version of a big business " !

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  • commended in the small business category.

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  • House small business helpful comments on belonging to a employees quot we.

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  • A Small Business Council discussion paper drawn from a report commissioned from Kingston University ' Measuring Training in Small Firms ' .

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  • Business Development Small Business Friendly concordat London Boro of Barking and Dagenham have recently signed a procurement concordat.

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  • Network news getting connected is the secret to success for every small business owner.

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  • coverage in Alabama small business health vehicle has employees.

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  • e-commerce for the rest of Us 99 percent of small businesses fail with conventional small business Web hosting.

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  • Successful small business owners often prove to be extremely employable.

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  • For many aspiring entrepreneurs, there is a clear opportunity in turning a hobby or leisure activity into a small business idea.

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  • expertise combined with strong small business management skills enables us to help you achieve your business objectives.

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  • Illinois small business health insurance the states the charge for.

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  • Surplus premises may be provided for conversation into small business incubators or hostels for the homeless.

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  • Public Relations have compiled a short list of pointers which small business people may find useful in raising their firmâs profile within vertical markets.

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  • To emphasize the " think small first " message, a small business litmus test was introduced last year.

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  • They are predominantly middle class, university graduates, lawyers, journalists and small business men.

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  • And thereâs the usual mix of news, views and opinion from around the world of small business and enterprise.

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  • The non-domestic rating multiplier includes a supplement to pay for small business relief.

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  • You will still need to submit an application to be eligible for the small business multiplier.

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  • onstage business interview with Sven Goran Eriksson and hosted the Sunday Times National Small Business Week.

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  • highlight the perversity small business loan rates where they any time with.

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  • port of call for anyone running a small business.

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  • portal dedicated to our small business customers in the UK.

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  • How to raise the profile of your small business Posted July 3, 2006 NB!

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  • raise the profile of your small business Posted July 3, 2006 NB!

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  • A further reminder has been sent to all small business ratepayers with their rate demands this year.

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  • specialityd a friend from the neighboring Turnham Farm, have already set up a small business making specialty cheese.

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  • Sorry I can't be small business web design of any real help... Vonage - Shaw Issues QoS enhancement surcharge.

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  • usual mix of news, views and opinion from around the world of small business and enterprise.

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  • utilize open source programs such as joomla and oscommerce to provide the best content managment system for your small business.

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  • That not percent mental health inventory contrast each health insurance for small business Virginia of is the inability.

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  • Charles opened a small business as an apothecary in Dublin, and between 1735 and 1741 he began his career as a pamphleteer by publishing papers on professional matters which led to legislation requiring inspection of drugs.

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  • But only a few months ago, the Small Business Minister described them as ' the quack cure for regulations '.

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  • FSB priorities are: Finance - greater promotion of small business rate relief, impact of license costs and other charges on small businesses.

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  • A further reminder has been sent to all small business ratepayers with their rate demands this year.

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  • Sarah and a friend from the neighboring Turnham Farm, have already set up a small business making specialty cheese.

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  • Sorry I ca n't be small business web design of any real help... Vonage - Shaw Issues QoS enhancement surcharge.

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  • Builders operating under contract may apply for the Small Business Administration 's guaranty program for lines of credit and surety bond guarantees.

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  • The concept of small business and its undergirding of the future of our economy including the information industry is being forgotten with such policies.

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  • We utilize open source programs such as joomla and oscommerce to provide the best content managment system for your small business.

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  • Quicken 2002 Deluxe and Business adds functions for small business such as vehicle mileage tracking and accounts payable.

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  • That not percent mental health inventory contrast each health insurance for small business virginia of is the inability.

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  • My husband's small business works very hard so that they can prosper even in times of financial crisis.

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  • Leased connections are very expensive but work well for small business or corporate setups and upscale apartment units.

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  • For additional information, contact your local Small Business Association or Chamber of Commerce.

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  • However if you're an amateur crafter or florist looking to turn your passion into a small business but don't have the credentials yet, you can try to work out a deal with the wholesaler.

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  • There are three Citi small business cards that corporate clients can choose from, each with its own advantages.

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  • The first tool, Small Business Reports, is a tool consumers can use to investigate contractors or other businesses that they plan on hiring.

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  • The needs of a small business retailer will be different than someone who has an Internet commerce environment.

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  • Capital One also offers a selection of business credit card solutions to meet small business needs.

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  • If you are small business that works online, chances are you do not want to pay a lot of money for a credit card service.

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  • Of all the credit cards offered through American Express, the AMEX Simply Cash card is one of the best options for small business owners.

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  • The cash back rewards featured with Simply Cash is what attracts many small business owners to this card.

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  • Credit card issuers offer a wide variety of features and terms on their small business starter credit cards.

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  • Every small business should have a credit card account established to use for business expenses.

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  • General credit card that offers the same features to all cardholders - consumers and small business owners.

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  • An easy way to increase sales online or in your brick and mortar store is to accept credit cards for small business.

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  • You may either apply at your local bank or you can apply to one of the many online banks that accept credit cards for small business owners.

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  • If you have been in business for a while, or are even a new small business owner, accepting credit cards will increase your bottom line.

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  • One concern that many small business owners express is that of chargebacks.

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  • Most small business owners can expect an increase in their sales within a month of accepting credit card transactions.

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  • The small business credit cards market is a fast growing segment of the credit card industry.

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  • The large number of small business owners that currently do not use a business credit card shows that there is a huge market just waiting to be tapped.

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  • A wise credit card company that caters to consumers and corporations should also consider the large number of small business owners that may be tempted into acquiring credit cards if the right perks are offered.

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  • Their advertising and marketing is directed at small business owners that are neglected by corporate credit card companies.

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  • They promise to cater to the little guy, and small business owners are flocking to them.

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  • American Express - one of the major credit card companies offering several products for the small business owner, depending on income.

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  • This company has perfected the art of giving small business owners what they want, while making them feel they belong to an exclusive club at the same time.

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  • Advanta- the perfect starter card for a small business owner.

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  • They offer small business owners a business card with a rewards program based on types of business purchases: 5 percent for office supplies, 2 percent on gas and 1 percent on all other purchases.

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  • Chase offers the most diverse collection of business credit cards with a rewards program to fit just about any small business owner's needs.

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  • Many small business owners hesitate to get into debt with a new business.

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  • Why would a small business owner want to open a business account with a credit card company?

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  • The small business credit cards market is still in the fledgling stage.

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  • Credit cards offered through this company are not for personal use, but instead are intended to be used by small business owners and their employees.

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  • Even if a small business is relatively profitable, the credit score of the applicant will still be taken into consideration.

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  • If a cardholder defaults on payments to this card, the delinquent status will be reported to credit bureaus in both the name of the small business and the name of the cardholder.

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  • This card is strictly for small businesses and it has nothing to do with the equity or mortgage of the small business.

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  • EXC's business model is specifically designed to meet the needs of small business owners who need the power of simple and effective electronic payment processing.

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  • If you are looking for a convenient small business line of credit, Plum Card from American Express may be the answer for you.

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  • The American Express Plum Card is a line of credit designed for the small business owner who wants the flexibility of a line of credit with the convenience of a revolving credit card.

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  • Small business - Citi has several credit cards designed for the cardholder who needs a special credit card for their small business.

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  • Capital One is a lender offering a multitude of loan options including personal loans, credit cards, small business loans and auto loans.

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  • Small Business: Credit cards and business loans may be obtained or accessed through Capital Online Small Business.

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  • Term loans, real estate loans and Small Business Administration loans are available through the credit union.

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  • Small businesses can often reap the benefits of opening up small business merchant accounts.

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  • Setting up a small business account is an efficient way to ensure that all types of payment are accepted in the course of daily operations.

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  • A credit card company is often equipped and willing to aid small businesses in setting up small business merchant accounts.

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  • A small business merchant account can help you to do this with minimal fees, if you select the right account.

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  • Selecting the best small business credit cards can be difficult.

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  • The best business small business credit cards will demonstrate the greatest utility for your business's needs.

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  • Whatever the case, the variety of rewards programs allows small business to find the perks that they'll use most and take advantage of them to the fullest extent.

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  • Ensure that you evaluate all of these different factors to find the best small business credit cards for your company.

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  • Chase is a well-respected lender in the credit card industry, offering small business loans, business lines of credit and consumer lines of credit.

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  • Eligible cards include Blue, Green, Optima, Platinum, Gold, Centurion and Small Business.

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  • If your Discover card is a prepaid gift card or a small business card, you can still find your answers online using the Discover website after you register for online access.

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  • American Express offers personal credit cards, travel cards and small business credit cards.

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  • This card offers flexibility many small business owners need.

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  • View other small business credit cards from American Express at the company's small business website.

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  • American Express has specific credit card options for both corporate and small business clients.

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  • Likewise, there are different requirements in order to apply for either a small business or a corporate card.

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  • The small business American Express cards are more heavily advertised.

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  • Those who are interested in obtaining an American Express card for their small business have a variety of options available to them.

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  • Another Visa credit card available through Chase is the Ink Card, meant for small business owners.

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  • In addition, small business owners can give linked cards to employees to use for business spending or for expense accounts.

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  • Credit cards for small business partnerships are similar to standard business credit cards.

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  • As a small business partnership, you may find difficulties in qualifying for a credit card.

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  • The following are a few credit card options that may be available to small business partnerships.

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  • When shopping for credit cards for small business partnerships, negotiate with lenders.

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  • Discuss your particular small business partnership needs before applying for a card.

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  • Despite this, the advantages of using a credit card to manage your small business makes it an attractive idea for many entrepreneurs.

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  • A small business credit card functions like other credit cards: you make purchases, are charged interest and pay an amount toward your balance or the entire balance monthly.

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  • Some typical differences between small business and personal credit cards are that they are in the name of your company and may have higher interest rates and credit limits.

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  • This route is especially challenging as it combines both design and running a small business -- not always compatible skills.

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  • As a small business owner, the designer will be responsible for attracting and retaining clients, bookkeeping, taxes, hiring (and firing) staff, and other management functions.

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  • In addition, they offer workshops such as Airbrush and Small Business.

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  • The U.S. Small Business Administration also offers or hosts online business courses covering topics from starting your small business to handling taxes, all free.

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  • Dollar Days carries discount scrapbooking supplies perfect for the small business owner, as opposed to the large chain stores which have bigger budgets and advertising dollars to spend.

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  • Darice supplies wholesale distributors, small business owners and manufacturers with scrapbooking supplies at low cost.

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  • Wholesale prices are especially helpful to small business owners who may not always have the budget to buy huge amounts, but just need a case or two of needed items.

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  • These types of jobs are often used to launch a real small business after graduation from high school.

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  • The Small Business Administration's Teen Business Link has lots of information for teens that are considering starting their own business.

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  • If you decide to launch your own business, either work for a pro or consult an adult who can be a mentor to you, such as a member of the Small Business Administration.

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  • If this is the case for you, note the RSVP details on the invitation, details card, or on a separate, small business card-sized enclosure.

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  • Cindy Margolis (CM): I actually got started when my high school teacher gave our class an assignment to start our own small business.

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  • Etsy is where people can offer services as individuals, so you are supporting a very small business.

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  • Many physical boutique locations start out as someone's dream, and so you are supporting someone's small business and ideal endeavor with every ring of the cash register.

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  • The best distance learning for small business owners and employees includes higher education degrees and courses in leadership, management, operations, marketing, and related subject matters.

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  • The company was begun by a small business owner with over twenty-five years of experience in the roofing business.

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  • A lot of mom-and-pop shops have set up Internet storefronts for their small gardening operations, so you can still support small business while shopping from home!

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  • If you are a small business owner in the Spokane area and want to create an attractive work environment to offer the Spokane senior worker part time employment, consider extending flex hours.

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  • SCORE, or the Service Corps of Retired Executives, is a national organization that does small business counseling.

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  • The game allows you to follow the tale of a young entrepreneur armed with nothing but ambition and a small business loan.

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  • In the early 1990s home-based businesses started by women were the fastest-growing type of small business.

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  • For women requiring assistance, low-interest loans can be obtained through the Small Business Administration, which also runs a variety of training and networking programs for female entrepreneurs.

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  • United States Small Business Administration, Online Women's Business Center.

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  • Office of Women's Business Ownership, Small Business Administration, 409 Third Street SW, Fourth Floor, Washington, DC 20416.

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  • Business casual would probably be more appropriate in a more informal office setting like a real estate office or a small business.

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  • If you have web design skills, you may be able to find employment with a small business or web development company.

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  • The skills that a computer networking graduate develops can be applied to applications of all sizes, from opportunities in large corporations to ones involving small business enterprises with a handful of users.

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  • There are plenty of ways to become a self-employed small business owner.

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  • They may also want to look into small business financing options, which may save thousands in interest over the course of the mortgage term.

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  • It may also benefit you to speak with someone at the Small Business Administration.

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  • Since the FHA is a federal program, applicants will automatically be denied if they are delinquent on debts such as back taxes, Small Business Administration loans, Federal student loans, or VA loans.

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  • For example, a car may be listed as security for a small business loan.

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  • Known as Ancient Stones All Natural Mineral Makeup, this smaller scale store is perfect for women who want to support small business while still getting a grip on healthy skin.

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  • The organization began in the mid 1940s as a small business called Mound Metalcraft specializing in metal manufacturing in the state of Minnesota.

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  • For many homeowners and small business owners, buying a professional espresso machine can be an intimidating expense.

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  • Start at your local library and read up on current small business directives.

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  • For one thing, many people enjoy the idea of being able to run a small business from their own home.

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  • In fact, highly motivated agents can increase their sales to the point that their small business evolves into a full-time career.

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  • When you buy these products, you can feel good about your choice to help support small business owners.

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  • The truth is, there are not applications for small business grants from the federal government because the federal government doesn't award small business grants.

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  • Generally, when a small business does receive a grant, the small business is required to match funds through other grant making organizations.

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  • While you can apply for a small business loan through the Small Business Administration, these are loans and must be repaid.

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  • While they do not award grants as financial assistance for personal reasons, small business start ups or debt pay offs, they do award grants to larger nonprofit organizations.

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  • However, free small business financial software programs that perform basic accounting or fundraising tasks can suit a nonprofit organization’s needs.

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  • The good news is that there is a variety of free small business software options that will perform either or both of the tasks well.

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  • Despite these distinctions, however, a small business software program with ledger and tracking capabilities can serve a nonprofit’s accounting and fundraising needs.

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  • Moreover, unlike nonprofit accounting software, small business software is commonly offered free.

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  • This means that, many times, a nonprofit organization can use free small business software to manage its finances.

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  • Free small business software is usually downloadable from the Internet.

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  • Before downloading free small business software for your nonprofit organization, make a list of the accounting and fundraising tasks you need it to perform.

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  • If you have an entrepreneurial spirit and enjoy more creative forms of writing, try creating a small business that specializes in custom gift items.

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  • As a small business owner, you're obviously very busy.

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  • While it's certainly possible to purchase discount office products at Staples, Office Depot, OfficeMax, and other retail stores, many small business owners find it more convenient to order their office supplies online.

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  • One of the easiest ways to accomplish this is to apply for a small business credit card to be used for purchasing discount office products.

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  • To learn more about choosing a small business credit card that fits your needs, visit LoveToKnow Credit Cards.

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  • Some people also use the rhinestone kits, screenprinting setups, stamp creators, and specialty papers available at Coastal to start small business ventures.

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  • From its burgeoning roots as a small business in London's Clerkenwell district to its status as a respected independent institution, Accurist has always strived to please luxury-loving people at all levels of income.

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  • The SBIC or Small Business Investment Companies is a financing arm of the Small Business Administration (SBA).

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  • Contact the National Association of Small Business Investment Companies, an industry trade association.

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  • Each of the Small Business Investment Companies (SBICs), established by the U.S. Small Business Administration (SBA) have different rules for applying for funding.

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  • National Association of Small Business Investment Companies (NASBIC): The NASBIC list of SBICs is organized alphabetically by state.

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  • If so, a small business angel might be perfect for you.

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  • A small business angel is an investor willing to provide a new business owner with financial resources, They usually lend small amounts of money, typically smaller than what a bank would provide.

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  • Originally created in 1995 within the Office of Advocacy of the Small Business Administration, in 2000 the SBA spun off ACE-NET.

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  • Today the organization is the primary database to find small business angels.

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  • At the very least, they should have knowledge of local small business lenders and perhaps can put you in touch with them.

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  • The manager of your local small business association office might know the major sources for business financing in your area or know of local groups who might connect you with a small business angel investor.

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  • A large percentage of your business may derive from referrals, making it worthwhile to develop relationships with community leaders, company managers and other small business owners.

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  • Another place to start is your local Small Business Administration chapter.

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  • For small business owners, the impact may be particularly hard felt with companies pushing up timetables for the conversion to XP.

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  • The other benefit is that newer PCs are generally more powerful, giving small business owners an edge with software selections growing as software developers scramble to make upgraded or new products available for the market.

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  • Hardly. Once Vista is introduced, the process will begin all over again, with early adopters running for the new while the more cautious small business owners wait and see.

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  • Digital printing capability of today's inkjet and laser printers give the small business owner a considerable edge when it comes to promotions, direct mail or advertising.

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  • GoToMeeting.com can give small business owners the edge over their competition. meetings can be scheduled several times a day world-wide with the only travel time required is a trip to the conference room or to sit down in front of your PC.

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  • The Standard version ($299) will be sufficient for most small business owners.

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  • SBA Business Information Centers operate under the direction of local Small Business Administration offices.

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  • Because funding cuts make the future of many BICs uncertain, some local city libraries are taking over some of the same functions as are Small Business Development Centers SMDCs (See the article on SBDCs at xxx).

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  • Since 1995, this program now has more than 1,200 E-mail counselors offering small business advice.

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  • Treat them with respect, have everything ready and look the part, and things should go well, assuming you meet the necessary small business loan qualifications.

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  • The SBA's LowDoc loan or Low Documentation loan is part of the Small Business Administration's streamlined loan program and the most popular type of small business financing assistance programs the SBA offers.

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  • Currently, there are 63 Lead Small Business Development Centers located in every state offering a variety of one-stop services at each center.

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  • Assistance is available to those who cannot afford the services of a private consultant but are interested in starting a small business or improving or expanding an existing small business.

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  • Assistance is given to small businesses applying for Small Business Innovation and Research grants (SBIR).

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  • The Small Business Development Center National Information Clearinghouse is funded by the SBA offering additional services similar to the Small Business Development Centers.

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  • Demand for consultants will continue to increase, providing solid growth opportunities for both sole proprietorships and small business owners employing less than 50 employees.

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  • But if you are a small business owner who has financed your business with credit cards, you'll be caught by the same changes and see your minimum payments increase, cutting into your profits and plans.

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  • This means an increase of business for collection agencies and more expense for small business owners.

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  • But far too many small business owners think that effective vendor management means they must retain control by treating their vendors badly.

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  • The result can be a nightmare for the small business owner seeking to expand or start a business.

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  • For those small business owners who have financed their businesses with credit cards, this increase can quickly put you into a negative cash flow situation.

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  • The SBA offers numerous small business loans through the SBA 7(a) Loan Guaranty program to assist entrepreneurs who cannot qualify for commercial business loans through normal channels.

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  • Terms of Small Business Administration loans are negotiated between applicants and the participating financial institution, subject to the SBA requirements.

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  • Between now and the time when gas prices stabilize, small business owners have to scramble to cut costs as rising gas prices impact the bottom line with increased transportation costs for materials, products and service vehicles.

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  • Previously, bankruptcy law abuses happened by both businesses and consumers who opted to bail out of the sinking debt ships they recklessly created, leaving small business owner-creditors holding the bag.

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  • Despite the negative impact of a bankruptcy filing destroying a consumer's or small business owner's credit rating, this hasn't stopped the filings flow or the bankruptcy law abuses.

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  • Financing a small business can be risky, which is why so many people with struggling small businesses turn to small business grants.

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  • One of the best places to begin your research for small business grants is the Catalog of Federal Domestic Assistance.

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  • Check with other small business owners for recommendations.

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  • So you've found a small business grant program that fits your needs.

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  • Once you get your foot in the door of a small business grant program, you'll need a comprehendible business plan to present to grant program administrators.

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  • Finding the right small business insurance coverage for your small business can be a complicated procedure.

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  • A general agent who is a small business specialist can help shorten the process by offering summaries and comparisons of the various companies he represents.

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  • It protects small business owners in case of sexual harassment, misconduct and wrongful termination lawsuits.

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  • More Business: An incredible site for all things business, you'll find business and marketing plan templates to use, plus business "how-to's" and information on running a small business.

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  • A check of online vendors resulted in no recommendations that can be made for small business owners.

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  • The professional quality small business owners need seems lacking.

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  • Business cards remain a popular and necessary product for small business owners and start-ups.

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  • They share everything from tips on How To Buy A New Printer to Business Startup Advice and resources on small business loans.

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  • You will find tips and advice on every aspect of planning your business right here, whether you are launching a start up, targeting a small business loan or aligning your large corporation's business plan.

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  • This was the case for salaried or commissioned small business company employees.

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  • Gathering all of this information into a coherent plan takes a great deal of time, time better spent in running daily business operations for the small business owner.

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  • Some businesses begin financing with personal credit cards and graduate to small business credit cards when they have grown enough and have established good track records.

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  • Once a company's good credit history is established, banks and other lenders are more prone to offer micro-loans, based on repayment performance of the small business credit cards it originally offered.

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  • Unsecured credit offered through small business credit cards bypasses the many hoops required for traditional credit loans, especially those offered by the Small Business Administration.

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  • Credit card monthly or year-end statements can assist a small business by monitoring and categorizing spending, easing the year-end tax prep workload.

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  • To accomplish this will require the skills and expense of a good attorney specializing in small business.

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  • Most small business owners don't have a human resources staff, but you can check Resume Writing Tip: Screening article on the screening process and what to look for in a resume.

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  • The opportunities for small business owners will increase as the trade doors swing wider.

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  • Merry Christmas is the way shoppers have been greeted, wished well and marketed to by successful small business owners for the past 100 years or so.

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  • Does this mean that you as a small business owner should follow the example set by the Big Boys?

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  • Cheap phones break more often than more expensive models, and lack the features that a small business must have.

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  • The best solution for any small business be it operating out of a home or small facility, is to purchase a corded phone for use as a base unit and a Cordless Phone handset with a rechargeable base.

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  • You should be concerned no matter if you are a small business owner with but one PC, or a larger small business company with a larger network.

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  • Meanwhile, some security experts urge system administrators and small business owners to take the unusual step of installing an unofficial fix created by Russian computer programmer Ilfak Guilfanov.

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  • TurboTax Boxed Programs fit the bill and are good for small business owners because they provide a detailed interview to help with the above-listed areas in Turbo Tax Online from $39 to $99.

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  • Increased for Gain from Empowerment Zone Business Stock Non corporation taxpayers can exclude up to a 60% gain on the sale or trade of qualified small business stock held more than 5 years.

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  • VoIP phone service, or Voice Over Internet Protocol phone service is an evolving technology offering several advantages for small business.

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  • But while this buy-out has great promise for FedEx, small business owners should take note.

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  • A Vonage VoIP phone system can help level the playing field, no matter if you are a single proprietor of a SOHO business, or a small business with 100 employees.

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  • The Small Business Basic Plan has some restrictions and is limited to 1500 outgoing minutes a month with 3.9 cents for each additional minute.

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  • While small business drives the U.S. economy and continues to grow, with approximately 90% of the economy comprised of small businesses, the world is shrinking.

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  • U.S. small business owners are increasing turning to alternative phone service systems that avoid what some say are creative, expensive and ofttimes inexplicable billings.

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  • But these parameters still miss the mark for most small business owners who are not large firms nor have multiple locations.

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  • A business DSL connection is but one method of connectivity available to a small business owner.

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  • The resulting promised speeds are much closer to 3Mbps and are more than adequate for most small business applications, making a modem speed test relevant.

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  • There are individuals and institutions that are looking for a good investment, and your small business just might be the perfect fit for them.

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  • Y0u would do well to attend free classes with a small business association in town and take advantage of any materials distributed by these organizations.

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  • Prepaid cell phone plans are ideal for small business owners looking to save on occasional cell phone use, avoid contracts and overage fees, by purchasing minutes or units on a pay as you go basis.

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  • From literally pennies a day, to thousands a month, there is an online venue you can afford, that will produce for you.If you are a small business owner and don't have a lot to spend on graphic arts, you really don't even need display ads.

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  • If you're thinking about starting your own small business, one of the important things to consider is small business health insurance.

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  • In this article, we'll explore the various facets of insuring your small business.

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  • Hiring a good accountant can actually save you a lot of time in finding the right insurance packages for your small business.

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  • There's an option to small business health insurance called self-insuring where companies do not buy health insurance for their employees, but take full responsibility, through their company assets, to cover claims.

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  • If no claims are made during the year, the small business saves money, and can also provide rewards to employees with better health.

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  • For example, if a program member employee, becomes ill and their health care expenses very high, the small business can run into major expenses it cannot cover.

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  • This gives the small business a safety net if claims are over a certain predetermined level.

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  • This is why it's important for the small business owner to do his homework and only go with a company that has credibility and a track record.

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  • All small business owners need small business accounting software to track cash flow, accounts receivables and payables in order to develop a clear picture of their business health and generate financial reports.

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  • MineYourOwn Business is a double-entry, user-friendly small business accounting software system with a clean interface easy to configure.

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  • A six user multi-user package costs $299 is good for previous MineYourOwn Business users, but may be found lacking for small business owners needing a more fully featured program.

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  • Peachtree Complete Accounting 2006 is a fully featured multi-user $699 small business accounting software program provides range of services.

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  • Microsoft Office Small Business Accounting 2006 offers an easy to use small business accounting package costs $895 for five-users.

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  • No matter if you operate a small office home office as a sole proprietor, or a own a small business with 100 employees on a network, spyware can negatively impact your productivity, and a loss of productivity means a loss of money.

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  • The implications for small business and home-based business owners is grave.

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  • Most small business owners do not lightly regard this radical step at restructuring, considering that they have watched their business grow from one or two employees up to 100.

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  • Ultimately, it is the small business owner who must accept responsibility for downsizing his company.

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  • The market determines the lifecycle of a business, and the small business owner must stay in touch with changing market conditions in order to keep up the pace of growth.

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  • All small business owners know the weighty responsibility of having employees dependent upon him to provide for their families.

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  • Outsourcing is the delegation of operational tasks a small business owner either doesn't have time to do, or lacks the staff to properly perform, to a third party service provider specializing in that operation.

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  • Because using contract labor includes turning over part of your control to the outsource contractor, it is not always an easy thing for a small business owner to do.

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  • This is an idea area where the small business entrepreneur usually lacks the most knowledge and skill.

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  • You can outsource all of these tasks to one firm, or partial out functions of each to several other small business firms.

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  • What many small business people many not realize is that in a smaller print shop, the size of the run dictates who comes first.

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  • But no matter which system you use, all small business accounting consists of basically the same function, simple or complicated, but always necessary for assessment of cash flow and profit margins.

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  • That being said, Workman's comp can become a nightmare for small business owners because it's a complicated state mandated program.

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  • Illegal claims cost small business owners millions of dollars per year.

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  • Using offshore outsourcing saves funding to fuel development projects that would have been unaffordable, allowing the small business entrepreneur to compete in a world of corporate giants.

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  • Incorporating in Nevada offers distinct advantages for the small business owner looking for a pro-business state.

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  • For example, if your small business installs replacement windows, why not approach a roofing company about teaming up for advertisement purposes?

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  • According to the U.S. Small Business Administration, there are more than 10 million women-owned businesses in America, employing approximately 27 million people and contributing more than $3.6 trillion to the economy.

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  • "Starting a small business is one of the riskiest things an individual can do," Lentell says.

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  • "Therefore, loaning money to a small business is one of the riskiest things a lender can do."

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  • Certainly good news for women entrepreneurs, but more importantly, SBA resources are available to any small business owner, not just those who seek funding.

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  • Lentell adds that comparison studies are currently underway to measure small business success for owners who use such resources and those who don't.

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  • Also, many states sponsor small business assistance programs targeted to the endeavors of female business owners.

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  • Obtain more information about small business loans for women and other resources from the state's department of economic development or commerce.

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  • Mature professional with small-business accounting knowledge seeking part-time employment with start-up firm or family-run establishment needing reliable, accurate and innovative financial management abilities.

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  • IT professional with eight years of project coordination, programming and lead rollout execution seeking management opportunity and team-building potential within a corporation or small business requiring in-house technical facilitation.

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  • These application packages meet most small business requirement but are free (as in beer) and also open source (free as in speech).

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  • You can utilized many small business tax deductions to help minimize your tax bill.

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  • According to the Internal Revenue Service, small business expenses are tax deductible as long as they are "ordinary and necessary."

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  • All small business tax deductions are different, and as a small business owner, it is your responsibility to follow the guidelines and requirements related to filing your taxes.

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  • As a business owner, you are likely to incur expenses that will qualify as small business tax deductions.

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  • Other tax deduction regulation related to small business expenses do exist.

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  • Self-employment encompasses a wide variety of industries including professional careers, such as real estate agents, freelancers, small office / home office (SOHO) workers, and small business owners.

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  • Business Plans: See the Small Business Administration for a plethora of tools and information or investigate business plan software.

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  • USPS: The United States Postal Service makes it easier to conduct business from your home or small business.

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  • For additional reading, see Considering self-employment: What to think about before starting a business, and the SBA's, small business planner.

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  • From local Small Business Associations to online software, a variety of tax services are available to small business owners.

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  • Local Chambers of Commerce and Small Business Associations offer a variety of tax preparation help.

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  • The United States Small Business Association provides a variety of tools to help prepare taxes.

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  • Many local Small Business Association offices offer expert assistance from licensed professionals.

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  • Apply for a small business loan or other financial help.

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  • By adding a magnetic backing, this small business card can be placed on a filing cabinet or refrigerator so clients can find your information easily.

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  • Whether you run a small business or work within a larger corporation, an organized office is a productive office.

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  • The Small Business Administration (SBA) is a comprehensive resource for small business owners and managers.

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  • The Postal Service provides many United States business tools to help small business owners manage their postage and shipping needs.

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  • Many corporations provide free services, resources, and tools for small business owners and managers.

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  • Free Web seminars on topics of interest to small business owners.

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  • Another resource for free start-up advice is the Small Business Administration (SBA).

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  • Karyn Greenstreet with Passion for Business works exclusively with aspiring entrepreneurs and small business owners.

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  • Robert Moment is a Florida-based small business coach who works with new business owners to teach them how to start up their small businesses for profitable results.

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  • If you're thinking about venturing into the online marketing world, it can be very beneficial to heed the recommendations of experienced consultants who specialize in providing internet marketing advice to small business owners.

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  • As you decide to follow through on a Christian small business opportunity, one question you need to as yourself is what the term Christian means to your fledgling company.

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  • For such organizations, blogs that provide tips about small business ownership can be a powerful marketing tool.

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  • Arranging for financing is part of a new business venture, and a number of states with small business start up revolving loans provide much-needed assistance.

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  • The Small Business Administration ("SBA") plays an important role in small-business financing.

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  • The small business development agency for your state is a great source of information about how to get financing for a business.

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  • Check out the list of states with small business start up revolving loans to find out how to access the programs offered by the SBA.

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  • Keeping track of business tax deductions is something that every small business owner should do, as well as other professionals who have business expenses that are not reimbursed by their employers.

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  • It can be used to run off a few cards if you run out or utilized to keep operating costs down for small business owners.

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  • Small business paper filing software can help small business owners stay on track and well organized.

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  • Another example of small business paper filing software is offered by Kwiktag.

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  • A variety of small business filing software packages are available.

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  • Are you thinking about opening a small business?

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  • For most new entrepreneurs, planning and opening a small business is an exciting, exhilarating, and also frightening experience.

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  • The thrill of having an idea and making a commitment to start a new business is very different from the reality of writing a business plan, securing funding, and following through with all the practical steps to starting a small business.

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  • Many new business owners are surprised by how much work and dedication is necessary to launch and run a small business.

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  • Starting and owning a small business can be very rewarding and enriching.

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  • LoveToKnow Business recently caught up with Lyn Collins, who uses her experience and expertise to help individuals, families, and small business with money management.

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  • I have always enjoyed writing and I decided to write articles about money management to help individuals, families, and small business.

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  • I am also working on an e-book for small business.

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  • While some small business loans feature relatively small interest rates, you will still be obligated to pay the funds back even if your business efforts fail.

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  • This is another strategy to help achieve your small business profitability goal.

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  • Knowing what to charge and trying to attract new customers while preserving your existing client base should only be part of your focus as a small business owner.

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  • If you follow these steps, you will have a detailed small business profitability plan in place that you can use to get your venture off to a good start.

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  • When you followed the steps for starting a small business you were actually setting goals and taking the actions needed to achieve them.

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  • What specific goals you set for your small business will depend somewhat on the type of business you own or operate.

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  • The thing is, when you learn how to set goals for your small business it helps keep you focused even when things get overwhelming.

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  • This little exercise will help prepare you to set your small business goals with a clear reminder of your strengths and weaknesses, and should help generate new thinking and options.

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  • Setting small business goals may seem like a daunting task, but following these simple steps provides the foundation to get you started and on your way to reaching the success you want to achieve for your small business.

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  • Your local Small Business Association (SBA) office can provide information about grants available to women.

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  • There are tutorials, great information for small business deductions and a variety of other resources.

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  • If you're looking for funding to start a new business or expand an existing one, it's natural to wonder if there are special programs offering women's small business loans.

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  • The Small Business Administration's Office of Women's Business Ownership (OWBO) is an excellent resource for identifying potential funding sources.

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  • When seeking information about women's small business loans, it's advisable to reach out to the Women's Business Center that serves your region.

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  • Typically, these centers offer workshops on small business loan programs for women, business plan writing services, entrepreneurial coaching and counseling, networking opportunities, and more.

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  • One of the best things that any small business owner can do is to cultivate a relationship with a knowledgeable business banking specialist.

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  • If your bank doesn't have an employee in this position, you may want to shop around for one that is dedicated to providing personal service to small business customers.

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  • While they don't have money to lend, they can provide information about lending programs for small business owners and facts about the possibility of obtaining funding via an Angel Investor funding program.

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  • It can also be beneficial to look for information about small business loans for women business owners on websites devoted to woman owned firms and entrepreneurial business growth.

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  • There are plenty of online scams, promising access to entrepreneurial grant funding and women's small business loans to those who pay a fee or purchase a program.

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  • If your business plan does not fall into one of these two categories, chances are what you really should apply for is a small business loan rather than a grant.

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  • The Small Business Administration (SBA) also states, "[…] that the U.S. Small Business Administration does not offer grants to start or expand small businesses, though it does offer a wide variety of loan programs."

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  • The SBA's site offers a financial section that includes information on its various loans and other resources for women and others who run or hope to operate a small business.

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  • Export Express Loans: Created to help small business develop or grow export markets.

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  • As an entrepreneur facing troubled economic times, you may be wondering what small business bankruptcy will mean for you if you decide to pursue that route.

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  • If you are a small business owner, filing for bankruptcy is something you probably never expected to do.

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  • Filing for small business bankruptcy won't be easy on you emotionally, and while less than ideal, it will keep you out of jail and ensure that your lenders are treated as fairly as possible.

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  • R. Beale, published by the U.S. Small Business Association, more than two-thirds of all U.S. businesses are home based.

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  • Striking out on your own entrepreneurial venture is a scary process, particularly when considering how to raise capital for starting small business ventures.

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  • Eventually, the question of how to raise capital for starting small business becomes how to raise more capital.

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  • Although many small business owners understand the importance of having a plan in place to handle their advertising, many do not realize the true benefit of a marketing plan.

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  • The following software packages are useful for any small business.

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  • Sage North America has several types of accounting software for small business tax and financial management.

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  • NetSuite Small Business Suite offers business owners the ability to customize their dashboards for easy use.

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  • Other features of NetSuite Small Business accounting software for small business tax include purchasing, inventory management, drop shipping, order management, budgeting capabilities and advanced financial management.

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  • A cash advance for small business can provide you with the cash you need to continue your operations should your business face a short term financial crisis.

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  • A cash advance for small business are, in many ways, similar to cash advances for individuals.

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  • A cash advance for small business has many of the same detriments associated with them as cash advances for individuals.

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  • Using a sample profit and loss statement, the average small business owner can create his own using a common program such as Excel or QuickBooks.

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  • The Small Business Administration offers a free Excel template that you can save to your computer and use as a Profit and Loss Statement.

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  • If you have decided to open your own business, then you need to know how to write a small business plan.

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  • If you need to borrow money to get started, then the United States Small Business Administration (SBA) or a bank is going to want to see your business plan.

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  • If you don't know how to write a small business plan, then you are still just dreaming about having a business.

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  • As you are learning how to write a small business plan, here are some important things you do not want to do.

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  • Closing a small business is a little more complicated than ceasing operations and locking the doors.

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  • To learn more about what's involved in closing a small business, see Steps to Closing a Small Business on the SBA's website and the Closing a Business Checklist provided by the IRS.

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  • Microsoft CRM for small business refers to a customer relationship management product that integrates with existing Microsoft applications such as Outlook.

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  • As of 2009, over 1 million users have adopted this software to their small business needs.

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  • Generally speaking, Microsoft Dynamics CRM for Small Business integrates with all the familiar Microsoft products such as Excel and Outlook.

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  • CRM's usually follow what is called a sales lead pipeline, and Microsoft's small business CRM does too.

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  • The Microsoft CRM for Small Business offers activity choices out of the box that fit most small businesses.

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  • Marketing: Microsoft's small business CRM also has a marketing campaign module so the marketing team can track which campaigns were sent to whom, and the results.

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  • One of the options for funding a small business is through the United States Small Business Administration, or SBA.

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  • Another funding source for some women is small business investment companies or SBIC's.

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  • These organizations make equity investments in various small business startups.

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  • Most banks will finance business start up loans backed by the Small Business Administration for those with a credit score above 640.

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  • Many people want to invest in small business ventures, especially if the business owner has a good idea and a business plan to show the business's potential profit.

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  • The following are all methods you may be able to use to secure small business funding.

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  • Loans: Borrowing money to start a small business is one of the most common options.

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  • Grants: The federal government does not provide any grants to people to start a small business.

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  • In the United States, the Small Business Administration (SBA) is a government organization that aids thousands of businesses each year in financing business dreams.

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  • This organization offers both small business start up loans and existing-business funding to help business owners to get the business up and running.

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  • It is available to those starting, acquiring or expanding their small business.

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  • Women looking to obtain funding for their small business would be wise to check out the U.S. Small Business Administration (SBA) as a source of loans.

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  • The SBA does not provide loans directly, but provides loan guarantees to banks and other lending institutions, which in turn provide loans to small business owners.

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  • SBA loans are designed for small business owners -- including women owners -- who can't obtain funding with reasonable terms elsewhere.

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  • The SBA also offers counseling and guidance that makes walking through the small business funding process easier for some.

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  • The following list is by no means a comprehensive list of every potential small business idea.

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  • Retail stores provide many small business opportunities.

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  • You can start nearly any kind of small business imaginable, but you'll improve your chances of success, if you choose a business that suits your personality, skills, experience and interests.

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  • Why do I want to start a small business?

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  • You can achieve personal fulfillment or become a multimillionaire, but the real reason driving your passion for starting a small business often points you into one industry or another.

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  • Using these tips and this list of small business ideas, you should be well on your way to finding the right business concept.

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  • Be sure to explore resources related to business planning, cash flow and investment and learn all you can about sales and marketing, too, for small business success.

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  • To learn more about how to write one, utilize the tools and information on the US Small Business Administration website.

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  • The Small Business Administration (SBA) is an organization dedicated to helping small businesses across the nation thrive.

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  • Having a website is only the first step in building an effective online presence for your small business.

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  • Making bath products is a hobby that can quickly turn into a small business.

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  • It's great to shop at locally owned stores because you are actually supporting your local economy and helping small business people.

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  • Whether a small business chooses high deductible plans for employees, or a family opts to have some coverage for their children, a high deductible plan is far better than no coverage at all.

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  • Health insurance for small business in Ohio is not difficult to find.

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  • If your business has less than 199 employees then it is generally considered to be a small business, although many insurance companies classify small business as those which have between 2-50 employees.

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  • Regulations surrounding health insurance for small business in Ohio can become a little overwhelming, but there are resources online which are designed to help you understand the requirements and laws surrounding the topic.

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  • The National Conference of State Legislatures website offers pertinent legislation information with regards to small business health insurance coverage in each state.

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  • The Ohio Small Business Association offer Medical Savings Accounts to small businesses.

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  • Humana offers health insurance for small business in Ohio in addition to several other coverage plans.

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  • Sam's Club offers small business health insurance within Ohio and other select states.

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  • For example, insurance companies cannot deny coverage to a small business in Ohio based solely on the number of employees within the business.

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  • Ohio law also prohibits health insurance companies from cancelling the policy for a small business based on a health issue with one of the employees covered by the policy.

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  • Health insurance coverage is provided through employer-provided group health plans, government-sponsored health plans such as Medicare, and private insurance health plans that are purchased by individuals and small business owners.

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  • If an employee is injured, Coventry Workers' Comp Services works with both the small business and the employee to help identify cost savings throughout the employee's recovery and to improve the return-to-work rates of injured employees.

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  • Small Business Tax Credits - Starting in 2014, the small business tax credit will be increased to cover 50 percent of the premium.

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  • Some people do not receive dental insurance as part of a package from their employer, such as the self-employed or even small business people who are getting their companies up and running.

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  • It is great since you can get them for personal use, or start your own small business (like on Ebay), which doesn't require a sales license.

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  • If you have a small business with a limited advertising budget, you might want to consider a social media marketing plan.

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  • So it varies across the map, whether you're a politician, small business or big business, which tools you should focus on.

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  • So a person that works with small business can say, "Okay, this is how you sign up for Google Alerts, Yahoo Alerts or how you search for Twitter.com to search your brand and to see what's being said about you."

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  • Turbo Tax, by Intuit, the makers of QuickBooks, is easy to use for novices but powerful enough to handle small business tax preparation.

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  • CrystalTech is primarily a hosting company, and like CWS, CrystalTech offers web hosting, small business hosting, and server and data storage services.

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  • While everyone knows that a website is an entrepreneurial necessity, figuring out what should go on small business web pages can be a much more difficult conundrum.

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  • There are many books and even college courses on the subject, but most small business owners don't have the resources to fully utilize those kinds of services.

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  • Small business owners are typically far too busy running their companies to spend a great deal of time trying to find the best affordable small business website design.

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  • However, it's hard for small business owners to know whether these local web designers will create a quality small business website, and whether their services are affordable.

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  • You won't get as many template choices as you do for other online solutions, but if you just want your presence felt with a name people trust, then Yahoo! for Small Business is certainly worth it.

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  • This kind of security and support can be very attractive, especially for a small business that doesn't want to spend a lot of time figuring out IT problems.

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  • If you're considering setting up a website for small business or personal use, you may need someone to explain web hosting before you get started.

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  • This company prides itself on offering the cheapest SEO packages for small business.

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  • A Solution Web Design is a small business with an impressive list of past clients and quality web design work.

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  • If your small business thrives on local customers and you have no need to target a larger audience, this form of SEO is a proven way to think small and enjoy huge profits.

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  • Free hosting is most suited for personal websites, while dedicated servers are geared more toward small business.

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  • The personal touch and small business atmosphere keep customers coming back to Blank Space.

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  • Aldebaran Design offers a variety of services with the small business owner in mind, providing local and friendly support throughout the web design process.

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  • SK Designs is a small business with larger than life ideas, offering innovative services such as MovableType blogs.5150 Fair Oaks Bl.

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  • Create free websites using Microsoft Office software applications (such as Word and Publisher) as well as Microsoft Office Live Small Business, which allows you to create small business websites using stock templates.

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  • LTK: For a small business selling products through their website, what would you say is the most important marketing strategy?

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  • Finding affordable web design and hosting services needs to be a priority for any small business.

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  • If you're running a small business that is under performing for your industry, then small business web development services may be exactly what you need.

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  • LTK: If a small business has a good website, but they are interested in drawing more traffic, which technique would you recommend first?

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  • LTK: So, how would a small business go about trying to get more referrals?

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  • The user shouldn't expect to create a fully interactive website, but it is definitely great for the small business or group that just wants to get their name and information onto the web.

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