Refinancing sentence example

refinancing
  • It is a balancing act between the potentially huge savings over a 30 year mortgage vs. the large cost of refinancing.
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  • The proceeds of the issue will be used for refinancing existing short term indebtedness.
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  • A significant part of his work includes the refinancing and restructuring of agricultural businesses, advising landowners as well as banks and lenders.
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  • Refinancing The decision to acquire an asset under a lease agreement or outright purchase is one which firms often face.
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  • Dollars by refinancing not only does club agency inc.
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  • By refinancing an existing mortgage, veterans or soldiers are often able to get some of their home equity back as cash that can be applied to pay down your debt.
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  • In this option, you turn the equity in your home into cash by refinancing your existing mortgage for more than you currently owe.
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  • Currently, 30 and 15 year mortgage rates are near record lows, which makes cash-out refinancing a very attractive option for people with sufficient equity in their homes.
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  • Rates are currently as low as 4.375% for a 30 year fixed mortgage - which makes cash-out refinancing a very low cost borrowing option.
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  • Refinancing your mortgage can help secure a better interest rate, lower monthly payments, or change the type of mortgage you currently have.
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  • Then you may have to make a choice between refinancing the remainder of the debt or losing your home.
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  • Whether you're are contemplating your first mortgage, refinancing options, or considering Home Equity Mortgage Loans, LoveToKnow Mortgages has the information you need.
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  • Free mortgage calculators are valuable tools for anyone investigating a new mortgage, home equity mortgages, or just curious about refinancing or what their mortgage options may be.
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  • Investing in a home is usually made possible with a mortgage, and many homeowners apply for home mortgage refinancing loans in order to obtain lower interest rates or lower monthly payments.
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  • If you are expecting your ARM interest rate to increase, you should consider refinancing to a fixed-rate mortgage and steer clear of higher payments.
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  • Generally, refinancing is done to lock in a lower interest rate or transform equity into useable cash.
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  • Your house goes down in value, making refinancing impossible and requiring you to pay money on something that's worth less than you have to pay on it.
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  • Interest rates go up, making refinancing impossible.
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  • Industry experts often quote a standard drop of 2 points or more for refinancing to make sense.
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  • A small rate cut may pay off when owners take advantage of lenders who waive the refinancing charges like appraisal, application, or legal fees.
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  • "Serial" refinancing, or refinancing three or more times, is a bad idea for that very reason.
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  • Check with a tax preparer to investigate the exact rules on refinancing.
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  • One more point is worth considering before refinancing.
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  • If you have just started thinking about buying a home, refinancing, or you are in a cash crunch and looking for a way turn your home's equity into a solution, it may benefit you to visit a mortgage rate calculator first.
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  • Refinancing mortgage rate calculators are a bit more sophisticated.
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  • Often these penalties can negate the savings you may receive by refinancing and you can end up paying a higher interest rate for far longer than necessary.
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  • For any person or family thinking about selling a house within the next five years that currently has a mortgage, refinancing may not be a good idea.
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  • Refinancing costs money, and the amount of money that might be spent on refinancing a mortgage may not be recouped in less than five years.
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  • Refinancing a mortgage is never free, even if the mortgage lender agrees to pay all of the closing costs.
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  • There is a lot of paperwork involved with refinancing a mortgage.
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  • If the amounts show a large difference, refinancing should be considered.
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  • Many homeowners consider refinancing their homes or pursuing home equity loans to provide the necessary capital.
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  • Whatever your reason is for considering refinancing, you will want to make sure you take the time to learn as much as you can about the process.
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  • Though refinancing can make good financial sense for some, it can also hinder other homeowners by putting them further into debt.
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  • Remember, by refinancing you are taking out a whole new mortgage to pay off the first.
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  • If you aren't sure whether or not refinancing is a good idea, consider talking to a financial professional who will be able to discuss the different options available to you and the benefits and drawbacks to each.
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  • Cash-out refinancing can give you the cash you need to make home improvements, pay college tuition, consolidate debt, and much more.
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  • If you plan on taking advantage of cash-out refinancing, spend the money you get back at closing wisely.
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  • Refinancing your home can provide real benefits.
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  • It doesn't matter if you need a longer term or a shorter term, refinancing can help.
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  • Make sure you are refinancing at the right time.
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  • If you do not plan to stay in the house long, refinancing may not be in your best interest.
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  • If you want to borrow cash from your home, consider cash-out refinancing.
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  • By refinancing your mobile home, you trade your first mortgage in for a new mortgage.
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  • The best part about refinancing is that the process is generally much simpler than obtaining a first mortgage.
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  • There are many good reasons to consider refinancing your mobile home.
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  • Refinancing your mobile home may or may not be a good idea.
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  • Also keep in mind that there may be closing costs and other fees associated with refinancing.
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  • The real estate market is so hot right now that refinancing a California mortgage could significantly benefit homeowners.
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  • This can make refinancing very tempting.
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  • Before refinancing, you will want to have your home appraised to determine exactly how much equity you have built up.
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  • Refinancing works best when you can lower your interest rate by at least a point or two.
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  • If you do not plan to stay in the home for very long, refinancing may not be in your best interests.
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  • When refinancing, consider looking beyond your current lender.
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  • The more equity, you have, the easier it will be for you to refinance-especially if you want to take advantage of cash-out refinancing.
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  • Cash-out refinancing will allow you to receive cash back at closing when you refinance your home.
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  • This can be very beneficial when refinancing a California mortgage, because many home values have almost doubled in the last decade.
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  • If you are interested in refinancing a California mortgage, you may want to consider one of these lenders.
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  • To learn more about refinancing and to get more mortgage refinancing tips, click on the related article links below and keep reading.
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  • It also encompasses options that include refinancing and renovations.
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  • Borrowers can take advantage of falling rates without refinancing.
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  • Refinancing Guide - If your ready to save some interest and take advantage of better rates, this is the guide for you.
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  • Grants for refinancing are not as common as they are for buying a home, but you may be eligible for a grant based on the location of your home or your income level.
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  • Florida Mortgage Group: FMG provides several types of mortgages and refinancing plans to residents of both Florida and Georgia.
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  • The most popular Bank of America mortgage products for refinancing include fixed terms amortized over fifteen or thirty years and adjustable rate mortgages.
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  • An applicant refinancing a mortgage to lower the interest rate will have different needs than an applicant refinancing to cash out some equity, and BofA has products for each situation.
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  • Although you can always refinance remember that there are costs involved in most refinancing scenarios, so try to find a lender and payment plan that will work for your family long-term.
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  • This lender loans money for first mortgages as well as for refinancing and equity loans.
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  • No-doc loans also give customers the advantage of an online mortgage application which only takes minutes, and because AAAX uses in-house underwriting it quickens the transaction and helps refinancing your home go smoothly.
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  • Whether you are refinancing your current house or are in the process of buying a new home in Oregon, the mortgage lender you choose can have a significant impact on the outcome of your real estate transaction.
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  • When thinking about purchasing or refinancing a home it's important to research past, present, and future expectations for mortgage rate trends.
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  • Regardless of whether you are interested in refinancing or purchasing real estate, it's in your best interest to pay attention to recent and historical patterns related to the cost of financing a home.
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  • Refinancing allows the homeowner to use the equity to access cash to pay for renovations or repairs, or to pay off other debts, or for virtually any other use.
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  • When you are considering the purchase of a new home, or the refinancing of an existing home mortgage, you should carefully review the projected monthly payment to make sure that it fits within your budget.
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  • United Kingdom residents are no different from their counterparts in North America in that they use online mortgage calculators UK to get information about financing or refinancing a home.
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  • This lender offers mortgage loans and refinancing within the United Kingdom as well as offering several other financial products beyond mortgage loans.
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  • Halifax Mortgages allows both existing Halifax customers and people with loans from other lenders to apply for refinancing.
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  • Studying historic mortgage rates might make modern home buyers feel more confident about buying or refinancing a home now.
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  • Still, all homeowners should consider the cost of refinancing before making the decision to do so.
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  • If you aren't sure if the refinancing of your home is worth it, use one of these free calculators to help you see the difference in the loans.
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  • Rates are different from home mortgages, home equity, or refinancing.
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  • This type of mobile home refinancing enables you to access lower interest rates and tax benefits.
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  • Therefore, your refinancing options will be limited to personal loans.
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  • Apart from the nationwide mobile home refinancing loans, you can alternatively seek for statewide mobile home refinancing programs.
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  • Take time to compare the terms of lending provided by different mobile home refinancing lenders.
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  • By comparing the rates, terms and costs of various loans, homeowners can determine if refinancing makes sense in their particular financial situation, and then they can select a lender to work with.
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  • Use amortization schedules to determine if refinancing your home is a good investment.
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  • If you need to lower your mortgage interest rates, check out these stimulus mortgage refinancing facts to see if you qualify for the special refinancing program offered under the federal Making Home Affordable program.
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  • The refinancing transaction must be funded prior to June 10, 2010 when the program expires.
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  • You can receive stimulus mortgage refinancing facts and information about the program at no cost from lenders, lending servicers and HUD-approved counseling agencies.
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  • Tax credits, renegotiated mortgage rates and terms as well as special refinancing programs are available to provide homeowners with solutions to the problems associated with mortgages.
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  • For those who are struggling with foreclosure, refinancing can be one of the best ways to stop the process.
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  • They are available only to those in the United States refinancing U.S. real estate loans.
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  • If you are not sure about your intentions with regards to whether you will stay in your home or sell it in the next couple of years, refinancing may not be in your best interests right now.
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  • Most mortgage lenders offer a variety of refinancing options for applicants.
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  • If you know you will sell the home within a year or two, refinancing may not be worth it.
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  • For example, if you think you may sell or move out of your home in one to two years, you might consider refinancing at a lower rate.
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  • There are calculators designed specifically for balloon mortgages, refinancing, ARMs, fixed rate mortgages, and other types of mortgage loans.
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  • However, there are fees associated with refinancing your home so it is expensive.
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  • Most people refinance before the balloon payment comes due; however, there may be unforeseen circumstances that prevent you from refinancing.
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  • By refinancing a $200,000 30-year mortgage, from a rate of 8% to 6%, you could decrease your mortgage payment by $268.43.
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  • Refinancing involves changing the structure of your existing mortgage in order to achieve different terms or rates.
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  • To decide whether a refinance makes sense, you need to determine how much money you will save and whether these savings will outweigh the hassle of refinancing and potential costs such as closing costs or appraisals.
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  • If you are considering refinancing and have an idea of what your home is worth, or the amount you need to borrow, you can use the free refinance calculator to determine whether the deal is right for you.
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  • There are several resources relating to rates and rules available on the website as well, providing state-by-state guidelines for refinancing.
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  • Mortgage Fit allows you to input the balance remaining on your mortgage, the monthly payments including principle and interest, the current mortgage rate, and the number of years you will be refinancing for.
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  • The site then calculates potential costs and savings associated with refinancing.
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  • Homeowners who are upside down, or owe more on their homes that what they are worth, don't have to worry about refinancing options based on current equity.
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  • Refinancing to get a lower interest rate is not always the smartest financial decision, however, because there is much more to consider than simply a drop in interest rates.
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  • The rule of thumb most mortgage lenders advise with regards to refinancing to lower your interest rate is to refinance when interest rates have dropped at least two percentage points.
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  • Homeowners who are facing foreclosure because of late or missed mortgage payments should contact their lender as soon as possible to discuss refinancing options.
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  • Homeowners behind on mortgage payments that have adjustable interest rates or a balloon payment, along with some home equity, are also good candidates for refinancing.
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  • The largest reason most homes end up in foreclosure, even when the homeowner has equity, is the failure to contact the lender and inquire about refinancing options.
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  • The process of refinancing your mobile home on a rented lot will depend on the procedures of the lender you choose.
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  • Start with your current lender to find out what your refinancing options are.
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  • Most experts say that a drop of two points or more is necessary for refinancing to make financial sense.
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  • Refinancing a home can be a wise choice under certain circumstances.
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  • If you have equity in your home, your home is financed at a high rate and the lower payments will make it easier on you financially, then refinancing at a lower rate is a good option.
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  • Read the fine print of your current mortgage to determine if there is a prepayment penalty and how much it is, as that information will affect the ultimate cost of refinancing.
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  • Contact your bank or mortgage lender for information about refinancing.
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  • Homeowners can obtain cash for the equity in their homes by refinancing for more than the amount owed on the home.
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  • Refinancing without these conditions can make the process of getting improved quite difficult, but not impossible.
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  • The drawback is that they won't be able to take advantage of a lower interest rate if the rate drops without refinancing their home.
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  • If you're in the process of refinancing your home, you might be wondering: what is a cashout refinance and is it right for me?
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  • There are a couple of options out there for homeowners who need some extra cash and cashout refinancing is just one of them.
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  • Refinancing a mortgage can help you to save money in the long term if you can get the best interest rate available.
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  • To find the best mortgage rates for refinancing, compare the loans of several lenders.
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  • A mortgage refinancing calculator can help you determine if refinancing your home is a smart idea or not.
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  • When interest rates go down, many people begin thinking about refinancing their mortgage to lower their monthly mortgage payment.
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  • However, in some cases, refinancing is not the best option, often because closing costs will be too expensive and the costs can't be recouped for a long time.
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  • There are many refinancing calculators available for free on the Internet.
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  • A mortgage refinancing calculator is available through CNN Money.
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  • Once you have entered all the numbers, the results of refinancing will be listed at the bottom along with a box that will show your results graphically.
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  • Finally, there is a mortgage refinancing calculator offered by the Bank of America financial institution.
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  • Whatever the reason, you might consider refinancing if it looks as though you might be able to get a better deal on your mortgage.
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  • Designed for those who already have loans through Chase Mortgage and are looking to refinance for a better deal, the Home Affordable Refinance Program is in place to streamline and simplify the refinancing process.
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  • The company also offers a free, Break-Even Analysis for those considering refinancing.
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  • Use this tool to determine if refinancing makes financial sense in your situation.
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  • This website provides updated rate information each day, including mortgages, refinancing, and home equity loans.
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  • Even though Cenlar and other mortgage servicers do not have the ability to offer mortgage refinancing, they may be able to provide mortgage modifications to qualified borrowers.
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  • In contrast to a national lending institution, a local broker may better understand the home you are interested in purchasing or refinancing, your job, and the state.
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  • Once you know the steps to refinancing, the process can seem downright easy.
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  • There are two important numbers you need to know before refinancing: (1) the value of your home and (2) the amount of money you owe.
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  • However, most lenders that offer car loans for an initial purchase also provide some form of auto refinancing.
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  • When you join, ask them about auto refinancing.
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  • LendingTree - LendingTree is a great online source that will give you auto refinancing rates from many sources, often including Capital One.
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  • Fees - Find lenders who charge low refinancing fees.
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  • The only refinancing fees you should really pay will be for the new lender to have the car's title changed to list them as the lien holder.
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  • In addition to buying or refinancing a car, you can also see loans for buying out an existing vehicle lease.
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  • With the many refinancing options available online, you can easily avoid this type of fee.
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  • You'll just have to do your homework and go about the refinancing process more carefully.
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  • These documents will help you establish proof of income, an essential part of the refinancing process.
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  • While not everyone would consider refinancing a home just to buy a car, sometimes this may actually offer the better financial solution.
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  • All you have to do is find a refinancing option that suits your needs.
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  • Refinancing a vehicle is often easier to do than refinancing a home, and loans may be readily available to qualified borrowers.
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  • Bankrate.com offers a tool that will provide monthly payments and total cost of car refinancing at their website.
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  • The site also offers current rates for vehicle refinancing, including lender information.
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  • You can also apply a down payment towards the refinancing, which can reduce the costs even more.
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  • Also, keep in mind there may be costs associated with refinancing.
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  • For those considering vehicle refinancing, it is critical to compare lenders to find the best opportunities.
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  • Chase offers vehicle refinancing and promises a low rate.
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  • Capital One also offers refinancing options for vehicles that are seven years old or newer.
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