Preexisting condition Sentence Examples
If a preexisting condition is not revealed to the provider and then the insured person seeks out medical care resulting in an insurance claim, the provider has every right to deny payment.
If a preexisting condition exists and was not disclosed, an insurance company has the right to refuse to pay the medical bills associated with the condition and immediately terminate the policy.
Similarly to health insurance, life insurance rates go up when mention is made of a preexisting condition.
Or, you may be denied insurance or offered an expensive policy if you have a preexisting condition.
Guaranteed issue health insurance is a product available to people who are not able to get coverage under a standard individual health insurance policy due to a preexisting condition.Advertisement
A preexisting condition is one that you have seen a doctor for or are currently receiving treatment for.
Each insurance company has its own definition of what a preexisting condition is and decides when it will cover someone who has one.
Some companies will make you wait between 12-18 months before they will agree to cover you for any expenses relating to the preexisting condition.
You will need to provide information about the preexisting condition in the medical questionnaire when you apply for coverage.
If, on the other hand, you have been turned down for coverage as a result of your preexisting condition you will have to find another source.Advertisement
Preexisting Conditions for Anyone - Starting in 2014 health insurance cannot be denied to anyone with a preexisting condition.
If you have a preexisting condition that will require costly dental procedures down the road, you may be denied by some insurance companies and will have to look for a plan that will cover your procedures.
Some will require you to have checkups and tests to determine whether you have any preexisting condition for which you may be denied coverage (or asked to pay more for coverage).