Issuers Sentence Examples
Most bank issuers have minimum and maximum daily amounts.
Not all prepaid card issuers charge fees, but you will want to make sure of the terms and conditions of the particular card you choose.
Some Maestro card issuers like Club 18-30 waive a lot of the fees mentioned above, while other card issuers like Web Exchange have higher fees.
It also has the same common drawbacks for its cardholders and issuers.
Many card issuers offer personalization of gift cards.Advertisement
Not all issuers offer the opportunity to replenish balances; for some prepaid cards, once the balance is gone the card is no longer valid.
Some issuers allow cardholders the option to choose among their fees; many companies allow cardholders to decide whether they would like to pay a fee for each transaction, or if they would instead prefer to pay a flat monthly fee.
As the issuers changed, the Clout website and customer-service telephone numbers eventually became inactive.
Washington Mutual is a well-known bank within the United States, and it is one of the largest issuers of debit cards among the nation's banks.
Card issuers will appreciate the effort.Advertisement
The good news is that many gift card issuers follow the standards of the strictest states - such as California - in order to make sure that their gift cards can be sold and used in any state.
Issuers may increase rates at the end of a specified period, providing the rate increase was disclosed at the opening of the account.
More notice on rate increases - Card issuers have to give consumers 45 days notice of any changes in their account rather than the current 15 days.
Elimination of two-cycle billing - Card issuers can no longer split the month and charge two different APRs on the same billing statement.
Before the new laws, card issuers could apply any payment above the "minimum" to the balance with the lowest interest rate.Advertisement
The new laws require card issuers to apply a payment to the part of the balance with the highest interest rate or apply the payment proportionally to all balances.
Unfortunately, card issuers have until July of 2010 to implement these changes.
Issuers can institute them earlier; but, they are not mandatory until July 2010.
Issuers are not happy with these regulations because it takes away a significant amount of their freedom to make changes in a cardholder's account.
Many issuers of the Visa Buxx card also offer a Personal Identification Number (PIN) with the card allowing the card to be used to obtain funds from any ATM that accepts Visa cards.Advertisement
Increase in minimum monthly payments - Minimum payments at some card issuers have increased by 100 percent or more.
Bankruptcy - Card issuers may increase interest rates on a cardholder who declares bankruptcy.
Issuers once aggressively used them to lure cardholders in from another issuer and they were easy for anyone to get.
But some issuers have raised their balance transfer fee in recent months.
Many card issuers make it easier to make a written notification by providing you with a form, called an affidavit, for you to complete to show why you believe the charge to be fraudulent.Advertisement
To learn more about a cash advance deposited to Visa prepaid cards, and find out how and where to apply for them, visit the Visa's website, which includes links to different issuers and applications for accounts.
It keeps you up to date on current trends involving MasterCard and Visa issuers.
Some issuers allow the cardholder to place funds onto the card directly from his or her payroll.
Companies choose one option over the other based on the costs associated with maintaining these cards as well as the services provided by the card issuers.
Many financial advisers love to sell annuities to clients because the issuers usually pay very generous commissions.