Insurer Sentence Examples
And it suggests that the insurer is not liable for salvage where the policy is free of particular average, which does not accord with practice.
One view has been that it is covered by the sue and labour clause of an ordinary policy, by which the insurer agrees to bear his proportion of expenses voluntarily incurred "in and about the defence, safeguard and recovery" of the insured subject.
Travel Insurer Churchill, surveyed 2,000 holidaymakers and found that brits are an amazingly cultured bunch.
You are obliged to disclose all material facts to your current or any future insurer prior to renewal.
When a life insurer declares annual bonuses, they become an instant liability on its books.Advertisement
The title insurer now have insurance president Clinton invited.
Your insurer or loss adjuster can give advice on reputable contractors / tradesmen.
The sum insured is the highest amount that an insurer will pay out in the event of a claim.
The insurer is under no obligation to inform the insured in cases where the carrying ship does not comply with the ICC.
Payment to the Insured by the insurer for an insured by the insurer for an insured benefit shall be a valid discharge of the Insurer's liability.Advertisement
As an authorized insurer the Mutual will be eligible to purchase cover from Pool Re.
A registered insurer shall give effect to any scheme accepted by the Registrar.
Our client is a leading global insurer with a strong presence in their markets.
You pay a premium to a prize indemnity insurer, which funds the prize in the unlikely event that someone actually wins it.
Alastair is Chairman at Admiral, the FTSE 250 direct motor insurer.Advertisement
Also, it would normally be the defendant insurer, rather than the claimant, who would purchase the annuity.
The defendant's insurer 's loss assessors accepted the offer.
A positive change economic review hennessy k the health insurer.
The end of in heavy Latino whether it is the insurer one.
Care delivery for for those without head telling anyone insurer's statusearly notification.Advertisement
Protect the lender your insurer will long-time opponent of.
Likewise, existing policyholders also benefit from an in-house claims handling team who work with your insurer should you need to make a claim.
Full details of the insurer's complaints procedure will be set out in your policy booklet.
We do not guarantee the solvency of any insurer we place business with.
However, those applicants who deliberately withhold information from their insurer do not.Advertisement
The view seems to have been that the insurer is liable for salvage and G.A.
Use of public specifications for the data about plans putative insurer is.
The easiest way to find this out is to contact your insurer and ask them to recalculate the value of the property.
There were potential difficulties with limitation and the defendant NHS trust also questioned the subrogation rights of the insurer.
The funder will usually be the Legal Services Commission; or an insurer underwriting the risk of failure; or the claimant 's lawyer.
Underwritten by a leading insurer for client of mind.
There was no unreasonable delay on the insurer 's part in deciding whether to accept the claim.
Today, VPI has grown into the largest pet insurer in the USA, and serves pet owners in Canada as well.
Once massage therapy is prescribed, authorization from the insurer may be needed if coverage is not clearly spelled out in one's policy or plan.
In fact, since its inception, the FHA has grown to become the world's single largest insurer of home mortgages.
If your escrow account in the past also paid for your homeowners insurance you should contact your insurer and find out if you can have an automatic deduction from your bank account for the policy.
You may find that your insurer is not only quite pleased to offer this option, but they may give you a discount for automatic deductions from a bank account.
Find out what paperwork your employer and insurer need.
Part of the problem is that it is difficult to determine where insurer responsibilities end and where educational and social program responsibilities begin.
Along with this broad coverage, the insurer also covers damage to the home's contents.
The insurer negotiates rates with dentists directly, which means that the plan member knows how much his or her services will cost up front.
The consumer also benefits from this arrangement, since they are dealing with a dentist who has been screened by the insurer and who agrees to a particular service standard as a condition of joining the network.
Even with group policies, employees can expect to pay around 25 percent of the costs out-of-pocket, depending on the plan and insurer.
Blue Cross Blue Shield also has contracts with more hospitals and physicians than any other insurer.
Mercury has over three billion dollars in assets, and is a leading auto insurer in California.
Insurers can deny individual health coverage based on the applicant's state of health, medical history, age, income, personal habits, and anything else that may bring risk to the insurer.
Even if coverage is granted, the insurer has the right to place certain limitations in the policy.
Every insurer is willing to offer free insurance quotes to interested individuals.
Because not every insurer offers the same types of plans or the same types of coverage, you will find that quotes can vary significantly.
As mentioned earlier, every insurer is willing to offer free health insurance quotes.
This makes the plan very unique, because with a regular Health Insurance Plan, it is your insurer who makes all of these decisions.
Insure & Go - Fast-growing insurer that offers free coverage for one child for every adult policy purchased.
The reasoning behind these insurance product is that in the event the borrower loses their job, in theory, the monthly payments will be made by the insurer until the borrower finds another job.
Liberty Mutual has climbed to the rank of the sixth largest insurer in the United States for property and casualty insurance.
Going directly to the website of a preferred insurer.
Many auto insurance companies have the capability to provide insurance for classic cars, so checking with your current insurer is a viable option.
If you are instead looking to simply have extra coverage for instances of chartered trips or international travel then you shouldn't encounter any major problems with finding an appropriate insurer.
There is a vast variety of other insurance exclusions for both renters and landlords, but not every insurer in Ireland has the same exclusions.
Compared to the quote system on some other health insurer Web sites, it is a much faster process.
The list should be as detailed as possible because this will assist you in the event that you ever need to prove your assets to your insurer.
Waiting periods vary from insurer to insurer, but not every insurer requires a waiting period.
Keep in mind that just because an insurer advertises "No Waiting Period" it does not mean that there is not a waiting period for certain procedures.
Ask your insurer for clarification if you have any questions.
If the insurer claims to not have a waiting period for a policy, ensure this applies to all dental procedures and not just routine examinations.
If an insurer sells auto, home and landlord insurance, for example, you will qualify for a multi-policy discount by buying more than one policy from them.
A deductible is the amount that you will pay out-of-pocket, before your insurer pays the claim.
If you choose to change insurance providers, you may also have to change your HSA provider, or you may be faced with higher fees or a lower interst because you are no longer insured with the accompanying insurer.
Your home warranty claim may be denied if the insurer determines that you have not maintained your home appropriately, the item was not installed properly or there is an unusual pattern of wear and tear.
When you need to get help from one of the contractors with which your homeowner's insurance company has a service agreement, you should contact the insurer to arrange for a service call.
The home warranty insurer will contact one of the contractors on its list and ask them to contact you to arrange a convenient time to come to your home to diagnose and repair the problem.
If the home warranty service contractor is unable to repair the appliance or fix the problem, then the insurer may be required to replace the item.
If you have a dispute with the contractor who has been sent to your home, you will need to discuss it with the insurer.
You can buy a completely separate auto insurance policy solely for a rental car through your existing insurer, or you can choose from one of the many providers offering these policies online.
Failing to disclose prior conditions may render your health policy null and void in the event that you file a claim and the insurer happens to discover these conditions.
Select an insurer who makes direct, immediate payment to the health care provider, rather than reimbursement after the fact.
Foreign health providers will typically require upfront cash payment from non-residents, which you will have to pay out of pocket and then seek reimbursement from your insurer.
Its success attracted the attention of Nationwide Insurance, a leading national insurer, who acquired and added it to the Nationwide Mutual Insurance family of companies in August 2003.
The premium varies from insurer to insurer and state to state.
Policies issued through this insurer can be paid for directly by the homeowner or paid by the mortgage servicing company as a portion of the escrow payment.
You can also write a confirming letter to your insurer after each conversation.
That way, you have something to rely on if there is a misunderstanding about what the insurer agreed to cover.
The premium is set by the insurer but policyholders can contribute additional amounts that will be put toward the investment portion of the account.
Keep in mind that the policies offered by insurance companies vary from one insurer to another.
Contact your preferred insurer for specific health insurance information pertaining to your state.
Hold off on submitting anything until you have all the documentation ready to send in to the insurer.
If the issue has to do with excess pounds, then the insurer will want to know what measures you have taken on your own to deal with the weight.
During open enrollment, the insurer can not deny an applicant based on health status, unless the applicant is already hospitalized.
A few recognizable insurer names who invest into this California state cause include the following companies.
This ranking will not be indicative of customer satisfaction or the cost of premiums, but instead will be an indication of the financial stability of an insurer.
Most significantly, whenever the various rating firms disagreed on "vulnerable" classification for an insurer, Weiss typically went with "vulnerable."
Demo auto insurance lets prospective customers take a guided tour through the insurer's products.
Just like every type of insurance, costs vary depending on which insurer you go with as well as your particular circumstances.
The cost will be lower than having the teen be subjected to the insurer's underwriting process to determine the level of risk they present.
You may want to check with the insurance company before enrolling to confirm that the program is recognized by the insurer.
Instructions for starting an appeal of the insurer's decision must accompany the letter.
The insurer must tell you what the time limits for filing an appeal are and whether you must do so in writing.
Instructions for taking the appeal to an outside authority if the insurer denies it.
Once you find a suitable attorney, leave any communication with the insurer up to your lawyer to handle.
Other factors can cause you to fall into the high risk category since each insurer decides what factors influence this categorization.
Additionally, some employees have the option of choosing the amount of coverage they would like to obtain from their employers, and this can also have an effect on the amount and type of dental coverage received through this insurer.
The coverage available through this insurer may vary from one state to another, and will also depend on the policies selected by companies to offer their employees.
The United Concordia website has a variety of resources for policyholders as well as companies considering this insurer for employee dental benefits.
In return for the payment, the insurer agrees to extend coverage to the customer against certain types of loss.
This is the amount of money that you must pay on a claim before your auto insurer will start paying the bill for repairs or other claimed items.
You need to find the insurer that offers the right balance of comprehensive coverage and cost effectiveness when insuring your home.
If you are in bad health, or if you have a preexisting condition, you may want to consider applying for health insurance through an insurer that does not require a physical exam.
The insurer that covers your automobile or other policy may offer multi-policy discounts that can save you quite a bit of money.
People who prefer to work directly with a potential insurer can usually obtain quotes for short term health insurance through the insurer's website.
Requirements vary from one insurer to another.
Check with the insurer to learn if they will issue a "Certificate of Creditable Coverage."
Even if you've had no lapse in coverage, the insurer can deny a claim as a pre-existing condition.
Be sure to review websites for more than one insurer so you can compare the policies and pricing offered by the various companies offering this type of insurance.
There are still a number of ways to find coverage with either a private insurer or through government programs.
Delta Dental is also the largest dental insurer in the country.
A closed plan will limit your choices to only those covered under the insurer; however, these plans are often quite a bit cheaper than indemnity plans.
Before you begin looking for a new insurer, consider the needs of your family.
If you are employed, your insurer may not cover your needs.
Before buying a policy, ask what costs are paid up front by the insurer, and what expenses you will have to pay out of pocket.
State Farm Auto Insurance is the largest insurer for automobiles in the United States, and it has been since the late forties.
It may require a bit of extra work to find the right insurer but the effort pays off in greater peace of mind while traveling.
Regardless of whether or not you supply a physician's letter, an insurer will ask an applicant with health problems additional questions beyond the standard questionnaire.
The insurer will want to know how much medication the would-be traveler needs, how recently hospitalization may have occurred and whether any additional treatment is needed.
You won't get a cheaper premium by withholding information because the insurer will compare your survey responses to data obtained from your health providers' records if a claim is made.
The more accurate information the insurer has to base a policy on, the more precisely the coverage will fit your needs and the less likely your claim will be denied.
For instance, the offer might cover just one trip instead of multiple journeys or the insurer might suggest a policy that excludes medical coverage and only covers trip cancelations plus lost baggage.
That means your insurer will pay for any damage you cause to another person.
With most major medical policies, once you reach the deductible, your insurer will take over and pay all or most of your medical bills.
Some major medical policies include prescription coverage in the items your insurer will pay for after your deductible is reached, but others won't.
Buying coverage from the state can make the costs even lower than buying from a private insurer, but in some cases, maximum income limits do apply in determining your eligibility for coverage.
In PPO programs, you choose a primary doctor from the insurer's approved list, but you also will be given a list of specialists and medical facilities that are within the network.
Read the instructions carefully before beginning, and be sure to ask your insurer to clarify if any of the instructions are unclear.
The interest paid on annuities comes from the proceeds of the insurer investing the annuity balance in other investments.
The coverage provided by this program is not free, but premiums can be significantly less expensive than coverage provided through an employer or through a private insurer.
However, it is less costly for many with pre-existing conditions than a standard insurer, and far less risky than going without insurance entirely.
If your RV is going to be your permanent home, make sure to buy the full time or long term package offered by the insurer so that you can be covered throughout the entire year.
This insurance plan is offered by an insurer, which has calculated the price the individual should pay for such a claim.
Of course, the sum paid by the individual is much smaller than $1 million - this is managed in a way so the insurer still makes a profit.
Reinsurance is purchased by the insurer after the customer buys the initial policy.
The insurer might have a limit that pays for $100,000 (of course, this varies plan to plan).
Why settle for a standard plan from just any insurer when you can have all of your options literally at your fingertips, only a few clicks away?
The insurer may ask to see copies of bills or receipts indicating that both parties are financially responsible for their home.
The insurer may also accept a notarized, signed statement where the couple confirms they are in domestic partnership living arrangement.
The insurer will take a cut for itself at that point.
An insurance broker is someone who works within the insurance industry as an agent of the buyers, as opposed to acting as a salesperson for the insurer.
Renters insurance in Chicago is a great idea and, luckily for residents of the Windy City, there are many different companies to choose from when deciding on an insurer.
The best way to find out if your insurance coverage includes homeopathic care is to contact your insurer directly.
You will not receive accurate policy quotes if your coverage requested is not consistent with each insurer you contact.
If you own a restored motorcycle, the insurer may wish to bring in a specialist to examine it and provide an estimated value before you buy a policy.
For example, if you buy homeowners insurance, you are transferring the risk of damage or robbery of your home to the insurer.
The insurer will foot the bill if the house is damaged or destroyed or if your things are taken (up to policy limits, provided the event is covered).
Likewise, when you buy health insurance, you are paying for the fact that the insurer will have to pay the bill when you go the doctor or get health care services.
Since rates are determined based on how risky you are to the insurance company, the primary factors that will affect your rates are going to be those that impact your level of risk to the insurer.
The higher your deductible, the less risk to the insurer and the lower your rates will be for fire insurance.
The policy limits are the maximum amount your fire insurer will pay out.
Contact your preferred insurer to inquire about availability.
Under this type of policy, the insurer extends coverage during the time the policyholder was providing professional services, as well as the applicable statute of limitations.
If a student driver will be going away to attend college and will not be driving during the school year, let the insurer know sothe premiumreflects that the student does not have access to the vehicle on a year-round basis.
Before this became more common, people of this age may have had trouble obtaining a life insurance policy because they would have been turned down for a policy through another insurer due to their age or health.
This bases the claim against the insurer upon a fiction, for there has been no loss of the subject insured; in fact, the payment has been for averting such a loss.
The liability of the insurer was thus made to depend, not upon the character of the loss, but upon the fact or possibility of contribution.