Insurance-company Sentence Examples
Jeffrey Byrne was employed in a regional marketing position by The World Wide Insurance Company of Philadelphia.
World Wide Insurance Company was in the heart of Philadelphia, occupying a towering structure that glared down on city hall and a thousand tired buildings, many dating back to the horse-drawn carriage days.
The glove compartment contained a registration in the name of World Wide Insurance Company and maps of the east coast states.
It looks as if the insurance company may be willing to advance some of the life insurance money—at least enough to tide us over for a while.
Now it would be a trip to Fayetteville so the rental agency could verify the cause of damage - and then a call to her auto insurance company.
Where there is an unqualified covenant to repair, and the premises during the tenancy are burnt down, or destroyed by some other inevitable calamity, the tenant is bound to rebuild and restore them at his own expense, even although the landlord has taken out a policy on his own account and been paid by the insurance company in respect of it.
In 1839 George Smith and Alexander Mitchell established the Fire and Marine Insurance Company Bank.
There is a Roman Catholic Cathedral, and the city is the see of a Roman Catholic and of a Protestant Episcopal bishop. The Prudential Life Insurance Company and the Mutual Benefit Life Insurance Company have fine office buildings.
The Public Library (opened in 1889) contained about 160,000 volumes in 1910, and the library of the New Jersey Historical Society about 26,000 books, about 27,000 pamphlets and many manuscripts; the Prudential Insurance Company has a law library of about 20,000 volumes; and the Essex County Lawyers' Club has one of 5000 volumes or more.
As early as 1794 policies were issued by the Hartford Fire Insurance Company (chartered in 1810).
AdvertisementThe first banking currency in Kentucky was issued in 1802 by a co-operative insurance company established by Mississippi Valley traders.
In 1804 he became president of a Salem insurance company.
He settled in London in 1846 as an official of the Agra Bank, but resigned in 1851 on his appointment as secretary of the Globe Insurance Company.
There was no way for the insurance company to know they weren't paying for the real Thomas Morley, of Alabama, mugged on vacation.
I'd yell discrimination so loud the County Commissioners and their insurance company would come running with a bucket of cash.
AdvertisementHe scraped the snow scene from the parlor window and changed the lock on the front door, an insurance company precaution mandated annually because so many keys were not returned.
He made some reference to the needs of the insurance company.
It looks as if the insurance company may be willing to advance some of the life insurance money—at least enough to tide us over for a while.
This can help you, the police and your insurance company if you have a break-in.
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Ingram was convicted of one offense of deception, and one of attempted deception perpetrated against the Direct Line Insurance Company.
In the event that the house caught fire, insurance company fire brigades would race to the scene.
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Should any passenger be interested in insurance against accidents for a particular flight he/she can make arrangements for coverage at any insurance company.
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Commission - Money paid by an insurance company to a broker, or an independent intermediary, or an agent for selling policies.
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Policy experts suggest a higher proportion American state life insurance company would not have people with nearly.
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The level of fees is fixed according to the amount of gross premium income receivable by an insurance company in a financial year.
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All members pay into a bond which is underwritten by a major insurance company.
Want to find an insurance company that will PAY for windshield repairs?
I wouldn't dream of going into business with that fraudulent insurance company.
Mandatory coverage includes the amounts the insurance company will pay for any one person in the other car injured in an accident, as well as the property damage done to the other car.
The deductible is the amount of money you give to the insurance company before their money begins covering you.
An excellent spot on the Web to do investigative work into the validity and reputation of an insurance company is the Insure.com Insurance Company Guide.
Then contact each insurance company mentioned to find a policy that both suits your needs and allows you to continue using your dentist.
Find out how the dental insurance company you're considering handles fees.
Typically, each dental insurance company has a Usual, Customary, and Reasonable (UCR) fee guide.
Sometimes there is a discrepancy between the UCR fee allowed by the insurance company and the fee charged by the dentist.
However, if you are allowed to choose an out-of-network dentist, you may be responsible for paying the difference between what the insurance company considers UCR and what your dentist charges for the service.
Lastly, be sure to notify your insurance company of your intent to add a pool to your property.
Your insurance company or your doctor will probably have brochures and packets of information on various models that can be helpful, too.
Each insurance company differs from the next, so there's a lot of variety in the types of policies available.
For instance, you may be able to save money on insurance by getting multiple policies with one insurance company.
You specifically permit the insurance company to obtain your medical information.
Attend any safe driving programs offered by your school or insurance company and drive as much as you can, even before you get your actual license.
Should a financial need arise in the future, these funds may be borrowed from the insurance company.
Lift chairs are often considered "durable medical equipment" by an insurance company and may be covered under a health insurance policy if prescribed by a physician.
You can also sign up for Medicare Part D, which sets you up with a health insurance company that will help you pay for your prescription medications.
The Great Senior Benefits insurance company has a line of products developed with the needs of older people in mind.
Health insurance rates for senior citizens in Ohio vary based on an individual's choice of insurance company and personal situation.
These additional benefits vary depending upon the private insurance company and their individual plan.
If you've been with the same car insurance company for years, you may receive discounts for being a loyal customer.
However, you may not, so you might want to call your auto insurance company to ask about it or any other discounts you may be eligible for.
Each car insurance company calculates rates differently, so you may be surprised to find that you aren't paying the least you can for the coverage you have on your vehicle.
It works the same way as the health and life insurance ones do and in a matter of minutes, you'll know whether you need to switch or stay with your present auto insurance company.
Universal whole life insurance, also known as flexible premium adjustable life insurance, guarantees a minimum rate of return, which may increase if the insurance company does well on its investments.
Depending on the insurance company chosen, prescription drugs may be covered in the plan and there may be additional benefits.
Seniors can choose this plan and choose a private insurance company as their health insurance provider.
The private insurance company must provide the senior with at least the same coverage as Original Medicare.
Check with your health insurance as sometimes the senior's health insurance company pays for the gym membership.
The cost of these supplemental insurance plans varies based on the specifics of the coverage, as well as the insurance company offering the plan.
The federal regulations require every private insurance company offering Medigap health insurance policies to provide the same benefit coverage from state to state.
If the insured person dies during the time when the insurance policy is in effect, the insurance company pays the amount of the death benefit to the beneficiary of the policy.
In terms of money, it means the insurance company has more of a risk of having to pay the death benefit on a senior’s term life insurance policy than they do on a younger person’s policy.
They offer insurance billing services, but note that it is the patient's responsibility to work with their insurance company to obtain any prior authorization for services or referral forms.
Your insurance company may also pick up a part of the cost--or all if it if you have a great plan (although most insurance companies only spring for the basic frames and you will end up having to pay the difference).
Once a hospitalization date is confirmed, the parents are required to notify the insurance company.
If the hospital admission was emergent, the parents should notify the insurance company as soon as possible.
Nurses working for insurance company may assess information to process claims.
She may head over to court to provide expert testimony in a malpractice or insurance fraud case or consult with the insurance company to provide an expert opinion on a particular case.
Pregnancy is considered a pre-existing condition, and your new policy may have a waiting period before the insurance company will cover the cost of your pregnancy.
The insurance company or plan administrator (in the case of an employer-sponsored health insurance policy) can provide detailed information about what types of services are covered and to what extent.
You also may want to call your insurance company to see if Plan B is covered by your plan.
If you are planning on becoming pregnant, it may be worth your time to call your insurance company to learn more about your maternity benefits.
If you are concerned about the cost of a class, talk to your insurance company or your OB/GYN to see if there is any assistance available.
Based on your health, the insurance company groups you with other individuals who have similar health histories.
However, it is best to speak with the midwife you wish to use as well as a representative from your insurance company to make sure there are no unpleasant surprises on this front.
An insurance company may only provide a certain amount of coverage or they may pay for the full cost of the procedure.
You may save yourself and your insurance company even more money.
In addition, there is a cap on the amount of money the insurance company pays for behavioral therapies.Getting health insurance for a child with autism should not be an issue as far as medical coverage is concerned.
You can purchase close to one million dollars of umbrella insurance for as little as a few hundred dollars, depending upon the insurance company and policy terms.
There's no sense in spending the next five-to-ten years switching from one insurance company to another.
This is where a "stop loss" insurance company comes in.
If you're not sure, call your insurance company before you rent a minivan.
Call your current insurance company and shop around by price.
In a few circumstances, particularly when the car is expensive or unique, an insurance company may want to inspect the vehicle to before providing a quote.
An insurance quote is the amount of money the insurance company anticipates charging to provide coverage for a vehicle.
Almost any automobile insurance company will provide drivers with a quote online or over the phone through a national or a local phone number.
Therefore, always check a quote by contacting the insurance company directly.
The other gathered information tells the insurance company how much it will cost to repair the car after an accident.
Additionally, check a quote with an insurance company representative, especially when using a third-party comparison website.
If the car insurance company considers you to be a high-risk client, that is someone likely to get in an accident, your auto insurance rates will be higher.
If your car is in an accident that will cost $900 to repair and your deductible is $200, you pay the $200, and the insurance company covers the other $700.
By raising your deductible, your insurance company will lower your car insurance rate since you are taking over some of the burden, but be careful not to make a deductible so high that you can't afford it in the event of an accident.
Established as the Government Employees Insurance Company in Washington, D.C., Geico presented its first insurance policies to federal workers and high-level military officers.
With offices in New York, California, Texas, and Florida, Geico is now the fourth largest car insurance company in the country.
The management at the insurance company disagreed and Mecherle set out to start his own company.
State Farm is a well-established insurance company that offers a number of different types of insurance products.
If your coverage is canceled or lapses, the car insurance company is required to notify the New York Department of Motor Vehicles (DMV).
Since Florida is a no-fault state, a driver's own car insurance company will pay for the cost of "reasonable and necessary" medical bills following an accident.
Additionally, your policy must be issued by a car insurance company approved by the Florida Department of Insurance.
Make sure you talk to your car insurance company about the best way to suspend the coverage.
Make sure the course you take is approved by the Florida Department of Highway Safety and Motor Vehicles and check with your insurance company about discounts before you enroll in the class.
The former small car insurance company now offers more thana dozen insurance products plus a full-line of financial and banking services.
Allstate Insurance Company began by providing policies through the mail.
In fact, the acronym "Geico" actually stands for Government Employees Insurance Company.
The policy holder will likely have to pay a co-payment and need to meet a deductible before the insurance company will pay for or reimburse any medical expenses.
Following treatment, the physician submits a bill to the insurance company.
Coverage limits differ depending on the coverage offered by the insurance company and what the policy holder purchases.
You can contact an insurance company directly or use a broker to obtain quotes.
The insurance company will find out anyway when they do a background check, so it is best to be honest.
An unscrupulous operator can set up a website using a company name that is similar to a legitimate car insurance company in order to sell fake policies to the public.
Make sure the insurance company has an easy-to-use phone number where they can be reached, possibly 24-hours a day.
You do not have to stick with the same insurance company year-to-year.
An innovative organization, Progressive was the first car insurance company to offer customers the option of paying insurance premiums in installments.
There are dozens of things that a car insurance company considers before offering you a policy.
Locating the right pet insurance company is necessary.
The Farm Bureau Mutual Automobile Insurance company began in 1925 to provide low-cost auto insurance to the farmers of Ohio.
By 1934, the company had purchased a fire insurance company and began offering property insurance.
American Family Insurance started with a small-town idea and grew into a nationwide insurance company.
With this idea and a dream, Wittwer set out on his own and launched Farmers Mutual Automobile Insurance Company.
By 1963, the company's name no longer seemed to fit and it became American Family Mutual Insurance Company.
Regardless of what the insurance company offers, your policy must meet the state's minimum requirements.
This means that you will submit your claim for any procedures you have and the insurance company will reimburse you for a percentage of the cost.
Patients are not required to file any paperwork when they make a claim for dental services and billing is done on an agreed-upon schedule with the dental insurance company.
The deductible is the amount of money that you have to put forth toward damage before the insurance company begins to put their money forth, so you'll want to decide what's best for you.
Keep in mind that depending on your state of residence, not every insurance company will be available to you since each company must be approved by the state in question.
When comparing one car insurance company to another, you will want to look for key features that offer you the best coverage and the best deal.
In addition to offering ways you can lower your insurance rate, an insurance company should be willing to help you understand your policy.
Another feature most people look for in a car insurance company is the ability to access their policy online.
Unfortunately, not every car insurance company works to guarantee the best rate to its drivers.
Car insurance is typically required by law and finding the right insurance company to meet your driving needs can be a challenge.
Investigate both national and local companies to compare rates, benefits, and potential problems before purchasing a policy, and never be afraid to switch to a new car insurance company when necessary.
Most online sites that provide term life insurance quotes also give the Standard & Poor's and AM Best ratings for the insurance company and policy suggested.
Getting a summary of your plan from your employer or the insurance company is the best way to find out about co-payments, deductibles, and what is and is not included in plans.
You may want to request a coverage summary or to speak to an agent before choosing an insurance company.
Guardian Dental is actually from Guardian Life Insurance Company, a mutual life insurance company that offers insurance, retirement, investing, education funding, and estate planning services.
Finding an insurance company that works with your unique needs is important, in both personal and business areas of life.
You may also want to check the rating of the insurance company that you choose with AM Best.
Buy a warranty that backed by an A.M. Best rated "A" or better insurance company.
Choose a reputable life insurance company.
Below there are two companies you may want to consider, along with advice on choosing the right auto insurance company and auto insurance in general.
You also need to consider the reputation of the insurance company.
Esurance is a dedicated online auto insurance company.
The Protective Life Insurance Company is a subsidiary of Protective Life Corporation.
Since 1987, Medicare beneficiaries can choose to have their plan administered by a private health insurance company.
Almost every insurance company offers online insurance quotes.
Ask your insurance company about good driver discounts and other discounts that may apply to the drivers in your household.
Aetna Life Insurance Company was established in 1850.
The type of discounts that you qualify for vary significantly depending on the insurance company you choose to buy the policy from, the current rate you pay, your age, and your driving record.
Check your current health insurance policy or call your insurance company to determine whether or not your current health plan will provide insurance coverage while you are traveling.
Co-pays cover the portion of the services that your insurance company will not cover.
A person taking out an insurance policy through a top-notch company for travel to Istanbul will probably pay much more than a person who chooses to do business with a lesser-known insurance company for travel to Switzerland.
The important thing is for people to do some comparison shopping before deciding upon an insurance company.
If your car needs to be repaired or replaced due to damage it has incurred, you will be responsible financially, not your insurance company.
For young drivers, the difference from one insurance company to the next can be in the thousands per year.
The SafeGuard Insurance Company provides dental and vision benefits to its members.
Although not every auto insurance company offers discounts, most companies provide discount monthly premiums for good students, long-time customers, and customers who have multiple policies.
Insuring a large, expensive home is going to cost more than insuring a small, modest home, simply because of the potential costs to the insurance company in the event of a disaster.
If a preexisting condition exists and was not disclosed, an insurance company has the right to refuse to pay the medical bills associated with the condition and immediately terminate the policy.
It is important to check with your insurance company to find out exactly what your fire protection coverage is.
You may also want to ask how much money the insurance company estimates it would take to completely rebuild your home in the event of a devastating fire.
You should check with your insurance company to find out what sort of coverage they offer.
TriCare Dental services are managed through United Concordia, a dental insurance company.
In addition to providing guaranteed, no obligation quotes, the service also allows consumers to purchase a policy from the insurance company of their choice.
The Liberty Mutual insurance company offers auto, home, and life insurance.
This insurance company boasts excellent customer service and simplified claim processes.
Choosing a dental insurance company can be confusing, especially if you don't see your dentist outside of your normal twice-a-year visits.
The types of health plans available vary depending on what your employer offers or the insurance company you are considering purchasing independent insurance from.
Dental Insurance Plans have monthly premiums, which vary according to the insurance company and the amount of money the insured is willing to spend in deductibles and co-payments.
Foster in Los Angeles, California founded the 21st Century Insurance Company in 1958.
Today, the company owns multiple inspection centers, drive-in claim centers, and 14 division offices. 21st Century Insurance Company is the seventh largest auto insurance company in California.
Individuals in the market for a new auto policy can get a free quote on their website or by contacting a 21st Century Insurance Company agent at 1-800-487-4500.
The Wawanesa Insurance Company was born.
Most companies stop insuring dogs at certain ages, or do not insure certain breeds, so you may not be able to find an insurance company to cover an elderly pet or particular breed.
The coverage is also different for each state, so it is important to check with the insurance company that is issuing the travel trailer insurance policy for the limits of coverage, especially if you are traveling out of state.
Unfortunately, obtaining an immediate insurance quote does not guarantee that an insurance company will write a policy for you.
However, the insurance company can deny coverage or increase the amount of a quoted premium if it turns out that you have a driving record with a lot of points on it.
In addition, you have to notify the insurance company of your intent to use these services in order for these services to be covered.
Before you choose a dental plan, consider whether the insurance company includes your current dentist.
Check with your insurance company before you have any out of the ordinary procedures performed.
Potential applicants should certainly take the time to do some comparison shopping before deciding on a policy because not every insurance company offers the same rate.
This may result in a multiple policy discount, but not every insurance company offers this type of discount.
Unless applicants make clear the exact flood policy they want, the quote they receive from the insurance company will not be entirely accurate.
Start by checking the insurance company ratings, which gives you an overview of the financial health of the company in an easy to understand format.
Next, determine what kind of contract the insurance company is offering.
With a guaranteed renewable policy, you will continue to receive coverage, but the insurance company can raise your rates.
Try to avoid a conditionally renewable policy because the insurance company can make any changes they want.
Elimination Period - Choose the amount of time that the insurance company will wait to begin making payments from when your injury occurs.
The damage resulting from this collision would not be covered by the insurance company because the collision was not an accident and was a fully intentional act.
If a yacht manufacturer makes a mistake in the creation of the yacht and it results in damage, it is the manufacturer who must be responsible for the repairs instead of the insurance company.
Not every yacht insurance company can cover every location.
Some insurance companies limit the areas in which the coverage is valid, and if damage occurs while the yacht is in unprotected waters then the insurance company is not liable for the cost of the repairs.
Damages incurred during chartered excursions may not be covered by the insurance company.
It's the amount the insurance company will pay to cover someone's injuries if you are at fault for the accident.
It's how much the insurance company will pay to fix or replace someone's car if you are at fault.
It is a good idea for real estate brokers to consult any professional organizations they belong to for recommendations on a suitable insurance company.
The insurance company that provides you with your other insurance products - such as life insurance and disability insurance - may be able to also supply you with professional liability insurance.
This insurance company can supply insurance to churches which run daycare programs.
Churches should not simply sign up with the very first insurance company to give a reasonable quote.
The premiums are lower because the insurance company is able to calculate that some in the group will never become disabled.
Fighting against a large insurance company can be a daunting task, so it makes sense to seek counsel from a legal professional who is well versed in insurance laws.
The insurance company offers you much less money than you deserve.
The insurance company constantly gives you the runaround.
Remember that the amount of moneythe amount of money your attorney charges you must be deducted from what you receive from the insurance company.
You may be able to save a substantial amount of money with a different insurance company.
Your health insurance coverage may extend worldwide; but, it could be difficult to get quick service and reimbursement for emergency expenses if your insurance company doesn't support a large number of subscribers in the area.
If you are only vacationing in the area, plan ahead and get a list from your health insurance company of hospitals and practitioners in the area.
Each car insurance company generally provides the same types and ranges of coverage.
The primary way for an insurance company to be competitive is in the rates they charge and the customer service they provide.
Do you know what you look for in an insurance company?
Sleep easier at night by knowing that you have a good home insurance company.
Availability. Depending on where you live, a home insurance company may send their own claim adjusters to view your damage, or they might hire an independent adjusting firm to look instead.
Choosing which plan can be very confusing, but a good health insurance company will give you plenty of choices.
The single most important thing to look for in a life insurance company is financial strength.
What you look for in an insurance company is financial strength, claims service, reputation, and price.
Other UBS employees who already have coverage may be able to recommend a certain insurance company.
Zurich is an insurance company which provides liability insurance to professionals who deal with investments and other financial products.
The amount of money one life insurance company charges may vary greatly from what another life insurance company charges.
Their insurance policies are underwritten by American Bankers Insurance Company of Florida, for all states except Minnesota.
Hagerty specialty auto insurance is underwritten by Encompass, which is a very large insurance company.
What would you do if you had to file a complete report of every item that was in your family room to your insurance company?
Once the form is open, you can use it as a framework to put together a comprehensive listing of the items in your family room, along with the information that your insurance company will likely request if you file a claim.
Remember that it's important to be able to provide your insurance company with a current, accurate record of the items kept in the storage areas of your home in the event of a claim.
Guardian Life Insurance Company of America is highly ranked among the largest mutual life insurance companies.
Founded in 1860 by Hugo Wesendonck, Guardian was first known as Germania Life Insurance Company of New York.
In 1917 Germania changed it's name to The Guardian Life Insurance Company of America, and in 1925 converted from a mixed stock mutual company to a wholly mutual company.
Contact Guardian Life Insurance Company and ask about their permanent life insurance options.
Since choosing an insurance company can be a daunting task, it's a great idea to enter into the search armed with as much knowledge as possible.
If your lender or insurance company requests an estimate of the value of your mobile home, do not automatically assume that a full appraisal is necessary.
So, it is a smart move to purchase additional coverage through an insurance company that specializes in serving the needs of backpackers.
Your current insurance company may offer backpacker insurance, but if they do not (or the cost of the policy seems unreasonable) then you should review some of the offerings on the Internet.
Established in 1810, the Hartford Insurance Company is known for financial strength, stability, excellent customer service and unceasing operational distinction.
The Hartford Insurance Company offers the products and services which are necessary for individuals and families to protect and grow their wealth.
The Texas Farm Bureau's Life Insurance plans are underwritten by Southern Farm Bureau Life Insurance Company in Jackson, Mississippi.
Southern Farm Bureau Life Insurance Company presents the Texas Farm Bureau's Major Medical Group Insurance Plan to Farm Bureau members.
Dental insurance provided by employers are oftentimes free from waiting periods, but it depends on the insurance company your employer decides to utilize.
Research the claim history of each insurance company that you consider.
Every insurance company will offer various discounts on their landlord insurance policies.
Keep in mind that your choice of HSA providers is not limited by/to the one affiliated with your health insurance company.
When you need to get help from one of the contractors with which your homeowner's insurance company has a service agreement, you should contact the insurer to arrange for a service call.
Rather than argue with the contractor who has come to your home, a better course of action would be to thank the person for telling you whatever piece of information they have shared and contact the insurance company directly.
You'll need this detailed listing if you encounter an unfortunate occurrence and need to file a claim with your insurance company.
The HPA Secure 12x3 Short Term Medical plan is provided by the Standard Security Life Insurance Company of New York.
It isn't too terribly difficult to find a health insurance company within the state of Florida.
The trick is to find an insurance company that is willing to offer affordable policy rates to your company.
You need a health insurance company for your business that will actually pay claims and provide quality customer service.
The customer service or member benefits department of your insurance company can give you information on what you can expect if you extend your current insurance after you retire.
This is the department in any insurance company that is charged investigating fraudulent insurance claims.
Progressive is an insurance company that is well known for providing quick policy quotes, and this is true for all three home insurance policies.
This insurance company offers a wide range of products.
The adventurous spokesperson for this insurance company has gained some popularity with the saturation of advertisements online and on television.
This insurance company also provides specific insurance policies for co-ops.
When an insurance company is considering an application for health insurance coverage for a family, it takes all family members' health histories into account.
Since the health insurance company will have questions about your current state of health as well as your health history, it really does pay to take care of your health.
Notification goes to your insurance agent and insurance company right away.
The insurance company requires a substantial deductible before they will pay out on the medical expenses.
After the deductible is paid, the insurance company will pay 80 percent (though this amount can change from policy to policy) of the remaining bill, the patient must pay the remaining 20 percent of the bill.
You are going to need to keep copies of all correspondence with your insurance company.
Likewise, if you are still undergoing chemotherapy or radiation treatments, ask if the insurance company will continue to cover the rest of your scheduled treatments.
When you contact the insurance company to get your questions answered, be sure to keep detailed notes of your conversation.
You have the right to appeal the decisions your health insurance company makes about the types of therapies it will or will not cover.
Your insurance company will pay out up to your policy limit only, and you will be personally responsible for any additional amounts owing.
Your preferred insurance company can explain the particulars behind the various homeowner policies they offer.
Once you have decided that you would be happier and healthier if your breasts were smaller, you will need to get your health insurance company to approve the procedure.
If you are going to get your health insurance company to pay for the surgery, you will need to demonstrate that your reasons for wanting the reduction have to do with health concerns, as opposed to cosmetic reasons.
Surgery done for the purpose of improving your appearance will not be covered under your health insurance plan.The insurance company will want to know what the underlying cause of the problem is, i.e. due to genetics or weight issues.
This will show the insurance company that losing weight didn't affect the size and therefore you need to have the surgery to resolve the problem.
This is because the dental network of any insurance company determines how easy it will be for members to find a dentist within their plan.
Guardian Insurance is a well-known and well-established insurance company founded in 1860 in New York under the name "Germania Life Insurance of New York."
Since 1917, the company was named "The Guardian Life Insurance Company of America," and today it stands as one of the largest mutual life insurance companies in the country.
Even if you don't live in a state that offers to remove the ticket from your record, your insurance company may still reduce the cost of your policy if you take one of those classes, so check with your insurance company.
Every insurance company follows the standard practice of pricing the premium based, in part, on a number of characteristics of the vehicle being insured.
Much of the price comes from the value of the car, which translates into how much it will cost the insurance company to repair the vehicle if it is ever in an accident.
The next step is to convince your insurance company that even though your child is a teen, he or she is a safe teen.
Not only may this encourage your teen to perform well in school, but the insurance company also rewards high grades.
In order to get the best discounts, offer to transfer your house insurance, boat insurance, and even life insurance policies over to the one insurance company.
Western General started its business primarily as an insurance company for car dealerships.
Each insurance company has its own definition of what a preexisting condition is and decides when it will cover someone who has one.
Your health insurance company may agreed to provide coverage but you may need to serve a waiting period of several months before it will kick in.
Since he is such a popular financial figure with so many devout listeners, he essentially became the face of this insurance company.
For this reason, this insurance company does not offer cash value life insurance policies.
The deductible is the amount that the insured person needs to pay out before the insurance company will pay any benefits.
This insurance company was a subsidiary of Safeco Insurance and was subject to much scrutiny as well as lawsuits.
This insurance company was a subsidiary of Safeco, an insurance company offering a wide range of insurance products to consumers and small businesses.
Although this company no longer operates, Safeco still operates as a thriving insurance company.
Previous customers of this insurance company may have been entitled to a settlement as a result of one of the many lawsuits filed.
Simply being a previous customer of this insurance company does not guarantee that there is a settlement entitlement.
Choose an insurance company with care and make sure that you look beyond merely the cost of the coverage.
Payroll records will also reveal the exact amount of an employers workers ' compensation contribution and allow the insurance company to make any premium adjustments.
Additionally, this section should include the name, address, and phone number of the child's doctor so that the doctor can be contacted regarding any necessary referrals that the insurance company may require.
However, it's important to note that insurance premiums are based on the risk the driver brings to the insurance company.
Many people think that if a life insurance policy goes unclaimed after a person passes away, then the insurance company gets to keep the money.
If the insurance company learns that the insured passed away, the company then tries to locate beneficiaries.
After three to five years (in most states) after death, the insurance company is obligated to transfer the money to the state.
If the insurance company can't determine if the insured died, the money stays at the insurance company.
California Organized Investment Network (COIN) - Another way Californians can recognize a socially responsible insurance company is based on the list of insurers within California that invest into the COIN program.
The Guardian Life Insurance Company has been in business since 1860.
The healthcare providers who sign up to be part of an HMO plan are guaranteed a certain level of income from the insurance company in return for their participation in the network.
The Eastwood Auto Insurance company provides online quotes to potential customers.
Not all drivers are created equal in the eyes of a car insurance company.
A highly rated insurance company may be more reliable than other companies without the same rating, but there are other factors to take into consideration when selecting a company to provide coverage to your car.
The financial stability of a car insurance company can be an important indicator of how it ranks overall.
Keep in mind that just because a car insurance company is highly rated it does not mean that you should not conduct some comparisons before purchasing a policy.
Every auto insurance company has strengths and weaknesses in its offerings, so you will have to find the company that offers what you are looking for at a cost that is reasonable.
There are certain things they can do that will make the insurance company reconsider their risk factor and reduce the premium that you, as a parent, will have to pay.
If your own insurance company doesn't offer rates that seem fair, don't be afraid to contact other insurance companies and offer them your business (with both auto, home and your other insurance needs).
For the most part, looking at an insurance company's assets and liabilities provides a good picture of the financial health of the company, but insurance company financial stability "ratings" are conspicuously absent from the NAIC site.
What this suggests is that, of all rating agencies, Weiss is more likely to err on the side of protecting the consumer, rather than the insurance company.
By thoroughly researching your options, you can be sure to choose an insurance company that's financially sound and in good standing.
The General Auto Insurance Company is a subsidiary of PGC Holdings Corp.
In these circumstances, you may not be able to buy insurance from an standard insurance company.
To better serve their customers' needs, the General Auto Insurance Company offers its customers low down payments to get coverage in place.
The session will also provide the customer with valuable information about what they can expect from the insurance company if they choose to buy a policy.
If you have questions, be sure to contact the insurance company or your agent to get the matter cleared up before you commit to buying the policy.
A policy exclusion is a circumstance where the insurance company will not pay out any benefits.
If you're considering purchasing a renters insurance policy, you can probably find the best deal by contacting the same insurance company that you purchased your auto policy from.
Encore Dental insurance is offered through the Stonebridge Life Insurance Company.
This means subscribers can get the services they need without having to pay a large deductible before the insurance company will pay out any benefits.
That type of policy carries a higher premium rate because the insurance company must be able to pay benefits if an insured person suffers as major illness or a catastrophic injury.
An insurance company will also consider your personal profile when determining whether or not to insure you.
Each insurance company has its own way of rating drivers, so rates will vary between companies.
Submit a quote request through one of these sites, or through another site that offers quote comparisons, to find out which health insurance company can offer you the lowest costs for the coverage you want.
You should start your search with your own insurance company because you may be able to get multiple discounts based on your status as an existing customer.
Aetna started out as a life insurance company back in 1850, but it wasn't until 1899 that this company started offering health insurance products.
Being underinsured is also against the law, and your insurance company or independent insurance agent can tell you exactly how much coverage you need to have in place to drive legally where you live.
If the insurance coverage lapses for any reason, the insurance company is required to notify the DMV immediately and the driver's license may be revoked.
You may want to check with the insurance company before enrolling to confirm that the program is recognized by the insurer.
The more driving the teen does, the higher the risk as far as the insurance company is concerned.
Each insurance company has its own criteria for determining the level of risk that a potential insured driver presents.
When a claim for benefits is denied, attorneys for denied medical claim by insurance company are ready to help.
The first thing policyholders should do when claims for medical benefits are denied is to ask the insurance company to provide them with the reasons for the decision.
Take the letter you received from the insurance company with you, along with a copy of your insurance policy.
Tell the attorney what medical procedures you had performed and when the request for payment was forwarded to the insurance company.
The attorney you choose will be representing your interests in negotiating with the insurance company.
Your lawyer will give you advice about how to proceed and look after filing the appeal with the insurance company for you.
Be prepared to present copies of report cards or transcripts to the insurance company before you can claim this discount.
The discounts offered to young drivers depend on the insurance company.
It is a good idea to start with the insurance company that currently covers your automobiles to find out what discounts are available and then do some comparison shopping among other insurers to find out if there is a better deal available.
It may be true that another insurance company altogether will have the best coverage at the lowest price.
Talk to your insurance company about what might make you a high risk driver.
There is more to this insurance company than the recognizable spokesperson, however.
Although this life insurance company has not been in business as long as some other companies offering comparable products, Colonial Penn is not a newcomer either.
The Medicus Insurance Company specializes in providing liability insurance to physicians.
The Medicus Insurance Company has its company headquarters in Austin, Texas.
Medicus is a stock insurance company that is backed by $30 million in assets.
Doctors who are covered under a Medicus Insurance Company plan are subject to a "claims made" policy.
Medicus takes the position that when an insurance company acts independently without getting the consent of the policyholder, this action indicates a lack of trust on the part of the insurance company.
Policyholders who are insured with the Medicus Insurance Company are encouraged to report medical incidents as they arise.
To find out more about the Medicus Insurance Company and the coverage it provides, visit the company web site.
An insurance premium is the amount a person or business pays to the insurance company for their coverage.
The insured pays the premium as part of a contract with the insurance company.
Depending on the insurance company and the level of coverage requested, they may need to have a medical examination or provide a blood and/or urine sample before the insurance company will agree to provide coverage.
The reason for the increased cost is that the insurance company agrees to provide coverage to all members of the group, no matter what their current state of health is.
Since there will probably be people in the group who will make more claims against the policy than others, the insurance company sets premium rates that reflect this fact.
When an insurance company is determining how much a customer will pay for life insurance coverage, the applicant's age is the main factor the company considers.
The answer to the question, "What is an insurance premium?" is that it is the fee a customer pays to his or her insurance company to get coverage to compensate them when they have sustained a loss covered under the policy.
If your car insurance deductible is not met, the insurance company will not have to pay out any funds on the claim at all.
Your insurance company will not automatically assign you a deductible, although they may suggest various deductibles based on your preferences.
In other words, if you want to have a $0 deductible, and have the insurance company be completely responsible for all claim costs, you will pay more every month than a policyholder who is willing to have a higher deductible.
Contact a representative at your preferred insurance company if you do not want to go through the calculations on your own to figure out which car insurance deductible is best for you.
Such plans are often highly customizable due to high liquidity, so you can expect more control over your policy than with a traditional insurance company.
Geico stands for Government Employees Insurance Company and was first founded in 1936 by Lee Goodwin who wanted to set up a customer base of military and government individuals with good insurance coverage.
Renewing your current policy for savings by not switching to another insurance company.
Look for a health insurance company that caters to individual policy purchasers as opposed to businesses.
Primerica Life Insurance Company has a number of options that make the company an attractive choice for individuals who are deciding on a policy, and a history that will allow your family to rest assured that you're making the right choice.
Primerica Life Insurance Company has been around since the 1980s and, in the decades since the company formed, they have served families with a variety of life insurance policies.
Property and casualty insurance is meant to protect homes, businesses, cars, and assets against damage, and Universal Property and Casualty Insurance Company provides such protection.
The Universal Property and Casualty Insurance Company includes in their mission statement the goal of protecting individuals against financial loss and providing them peace of mind.
The University Property and Casualty Insurance Company is a subsidiary of a larger group, the Universal Insurance Holding Company.
Minimizing loss is a factor, as the insurance company will need to make sure that any damage did not occur on purpose in order to collect on the policy.
Nationwide Property and Casualty Insurance Company is a subsidary of the Nationwide Corporation.
The Nationwide Property and Casualty Insurance Company is licensed to write insurance for a range of damages and liability.
Nationwide was first conceived in 1925, as the Ohio Farm Bureau Federation's incorporation of the Farm Bureau Mutual Automobile Insurance Company.
Citizens Property Insurance Company has set limits on property values that are deemed insurable.
This means that a sizeable portion of customers share the opinion that their insurance company could do a better job at providing homeowners insurance.
Not every homeowner's insurance company is licensed to offer all of their products in all fifty United States.
This makes it easy for you to find out if a particular insurance company is financially stable.
An Internet search for the insurance company will usually show how the company's current policyholders feel about the service of the provider.
A written or video record of your belongings can also speed up the claims process since you have recorded proof to provide to the insurance company a listing of what you have lost.
If your home is located in a flood plane your insurance company may consider your home a high risk to insure and may require that you also take out a separate flood insurance policy.
Be sure to inform your insurance company if you add any expensive contents after you have signed the original policy.
This information will help both the renter and the insurance company when a claim is filed.
Beyond home and auto insurance, IDS Property Casualty Insurance Company offers both long term care insurance and disability income insurance and is a subsidiary of Ameriprise Financial.
Ameriprise Financial first acquired the IDS Life Insurance Company in 1958.
By 1986, IDS Life Insurance bought out the Wisconsin Employers Casualty Company and it was then renamed IDS Property Casualty Insurance Company.
Start with any insurance company that you already have another policy with, but be sure to check at least a few more to find out which company will give you the best coverage with the lowest cost.
The insurance company uses this information to create an estimate of how much money you will have to pay to receive the coverage you want.
The homeowner has moved out of the home and the insurance company does not want to insure an unoccupied home.
They know they run the risk of not having their claim approved and potentially putting their future coverage in jeopardy once they inform their insurance company that they have Chinese drywall.
This is a special kind of medical insurance that is only for a specific amount of time and usually does not extend past a year or two unless an extension of the policy is requested by the policyholder and approved by the insurance company.
Is one insurance company better than another?
Do you want a health insurance company with a solid reputation among consumers?
An insurance company specializing in customers with preexisting conditions is an option, but a better option is to try to join a health insurance pool through your state.
A.M. Best, an insurance rating company, gives RLI an A+, which is considered a "superior" rating for an insurance company.
Reviewing insurance company websites is a good way to find out about coverage that is available to you in your state, based on your particular circumstances.
For those with limited or no insurance coverage, paying for "catastrophe" coverage from a major medical health insurance company is an important step toward peace of mind.
For instance, if a surgery costs $2,500 but the deductible is $5,000, the individual paying the premium will get no help from the insurance company.
In any case, a major medical health insurance company can be the key to a minimum amount of coverage for emergencies above and beyond what an individual can afford to pay.
Most of the people who purchase insurance from a major medical health insurance company consider one or more of these benefits.
Because major medical insurance is for emergencies only, and because most people who buy it simply want a minimum amount of coverage, the insurance company makes its money by keeping deductibles high.
When a member of the family experiences a serious injury or illness, the family must first pay $5000 out of their own pockets before the insurance company will start paying the medical bills.
Sentry Insurance is what is known as a mutual insurance company.
Dairyland Insurance is considered a non-standard insurance company.
The answers to these questions tell the insurance company the value of the home and how much it would cost to repair or replace it if it were to get damaged or destroyed.
A broker who works for a particular insurance company may also be able to help you find lower cost policies or options available through that company.
Preferred Provider Organizations (PPOs) allow you to choose your dentist from the network of dentists who accept standardized payments from the insurance company.
After an accident, your insurance company will determine if you liabile for the accident.
The travel insurance company may also ask whether any members of the group making the trip are unaccompanied minors.
Before issuing a group travel insurance policy, the insurance company may ask questions about the group members' health.
Once the insurance company receives the application for coverage and a list of the group members, the company's underwriters start working to evaluate the level of risk that the particular group presents.
The insurance company may agree to issue the policy, decline the application for coverage, or agree to provide insurance, but at a higher premium rate than what was on the original quote.
If your group is working with a travel agent to make the arrangements, ask him or her to recommend a travel insurance company.
Progressive Auto Insurance, also known as Progressive Casualty Insurance Company, is an insurance company in the United States.
It was started by Joseph Lewis and Jack Green, two individuals who thought an insurance company would be a good investment.
The company insures more automobiles, as well as houses, than any other current insurance company in America.
Make comparisons among plans regarding deductibles (the amount you have to pay in vet fees before the insurance company will begin paying) and how the deductibles are applied.
These aspects of customer service become very important when the time comes for a pet owner to call upon an insurance company for a claim.
It's also important to understand the structure of insurance policy caps, which is the upper limit an insurance company will pay for a condition, disease or accident.
When buying a policy, ask the insurance company or agent about opening such an HSA to reduce your costs even further and to make major medical an even wiser financial decision by increasing your overall savings.
The dog owner will be required to pay a set amount toward the cost of the damages before the insurance company will pay the claim.
For many Americans looking for low cost life insurance, Globe Life and Accident Insurance Company is an option.
Globe Life and Accident Insurance Company was founded in Oklahoma in 1951 with a goal of providing inexpensive life insurance to people in rural areas.
They expanded further in 1970 with the purchase of American Life and Accident Insurance Company in Fort Worth, Texas.
In 1970, Globe Life was acquired by Liberty National Life Insurance Company.
This insurance company aggressively markets large employers for access to employees in order to offer life insurance products to a large number of people.
Before you take this step, consider whether you can afford to pay a higher amount out of pocket before the insurance company will pay any benefits.
If you are trying to review the quote you have been given and you have any questions or concerns about the policy, what is covered and what the exclusions are, contact the insurance company.
As soon as you know that you will have a claim to file, contact your health insurance company to get the necessary forms and ask if there are any additional documents that should be submitted.
There may be several additional questions or possibly an additional form if an injury is involved because your insurance company will need to determine if your injury is due to another person's negligence.
Your insurance company should provide you with instructions for their specific form.
Check with your insurance company before submitting your paperwork to determine its policy concerning computer generated or photocopied forms.
As a patient, you probably will not be asked to fill out CMS-1500, and if you are provided with one, you should contact your insurance company for assistance.
For this reason, do not assume that your insurance company will honor claims from mental health practitioners if you did not first obtain a referral from your primary physician.
Your insurance company can outline the approval procedure for you to obtain mental health services.
Depending on what the patient presents in the initial meeting, the mental health provider submits a diagnosis to the insurance company.
There can be problems with this insurance company requirement.
Find out what mental health services you can expect your insurance company to pay by speaking directly with a representative from the company.
If your insurance company does not provide this type of coverage, you can look into community agencies offering these services at a reduced cost or inquire with a licensed therapist about counseling on a pro bono basis.
An annuity is a financial product that can be purchased from an insurance company.
The money that is paid to the insurance company is in the form of premiums.
The insurance company will invest the money for growth and any taxes that are due on funds that are made as a result of the growth do not have to be paid immediately, which makes it a tax-deferred investment.
The current rate is the rate which the insurance company is using that year for that particular annuity.
The renewal rate is the rate that the insurance company will continue to offer annuities at in the future.
A fixed rate annuity is a financial product that is purchased by an individual from an insurance company.
The insurance company invests the premiums that the individual invests.
When the investor has decided that he or she would like to cash out the annuity, the insurance company will provide the investor with a fixed amount of money for a certain period of time based on the amount of money that was invested.
A variable annuity is a financial product that is purchased by an individual from an insurance company.
This type of investment allows the insurance company to pay the investor dividends either immediately or at a later date.
Knowing the claims process for your insurance company can be quite helpful.
Medical insurance company mail order pharmacies can provide you with a convenient low cost alternative.
For more information about medical insurance company mail order pharmacies, contact your health care provider and insurance company to see what options you have to take advantage of this potentially cost-saving choice.
Be sure to reveal to your prospective insurance company that you live (and have your studio) in a condo, because this can change the type of policy you are eligible for.
If you belong to any artist unions or associations you may be able to find a suitable policy using an affiliate insurance company.
A customer reveals he works for another insurance company but loves Progressive insurance.
This makes this particular insurance company more memorable, and as a result, potentially more profitable.
Progressive is not the first insurance company to utilize comical characters for commercials and print advertising.
The company is now the fifth largest insurance company in the world.
The insurance company agrees to provide coverage to all group members, regardless of their current health status or family history.
The insurance company knows that there will be some group members who will make few, if any, claims against the group health insurance plan.
When a claim is made against the policy, the insurance company will evaluate how much the contents are worth at the present time, not how much it would cost to buy a similar product to replace it.
The deducible is the amount that a policyholder agrees to pay out of pocket before the insurance company will pay out on any claim.
When a person agrees to pay more themselves, the insurance company is able to offer coverage at a lower rate.
Approaching the same insurance company that holds an individual's car insurance policy can also mean savings on the cost of contents coverage.
First, it helps spread out the risk so if significant losses occur in any given year, an insurance company will be able to pay all claims and not be as hard hit financially.
Auto coverage provided by Ameriprise holds an "A" rating from A.M. Best even though this insurance company is relatively new to the market, with approximately 20 years in operation.
It is important to note the distinction between Ameriprise as a financial advising company and Ameriprise as an insurance company.
Of course, every insurance company has complaints against it and Ameriprise car insurance is no different.
A deductible is the amount of money that an insured individual is required to pay out of pocket before the insurance company will provide any benefits under a policy.
It is helpful to understand how reinsurance works so that you can consider how the risk is taken care of by your insurance company.
For example, an insurance company may offer a $100,000 policy.
When the insured makes a claim, the insurance company is only responsible, in this case, for $50,000.
The insurance company then gets the rest of the money from the reinsurer.
By reducing its risk, the insurance company can offer plans at lower rates.
Furthermore, reinsurance makes it easier for you to get insurance since it allows the insurance company to pass some of the risk on to a reinsurer.
Without reinsurance, your insurance company could potentially lose a great deal of money.
When there is high risk on either one particular insurance plan, or when there are several plans with high risk, you are probably going to either need to be reinsured or your insurance company will need to purchase reinsurance.
If an insurance company offers up to $100,000 in insurance coverage - and each client (although unlikely) takes the maximum - there would be no profit to be made without reinsurance.
For example, if an insurance company provides $250,000 in life insurance, they may not want to pay out that full $250,000.
If the insured makes a claim on his life insurance policy, the insurance company then makes a claim with their reinsurer.
First, an individual or a company will purchase an insurance policy, then the insurance company will have to find a way to make sure they can cover the risk.
Imagine that you purchase an insurance plan in which you can claim up to $1 million from the insurance company.
At the same time, it can be very risky for an insurance company to cover all of these costs.
The original insurance company has likely purchased reinsurance so that after the first $100,000 of a claim, the reinsurer pays the rest.
Getting free life insurance quotes will help you to make an informed, economical decision about which life insurance company is best for you.
You'll want to be able to show the insurance company that you actually possess the items and that the items are in the condition you portray them to be.
It's important to let the insurance company know if you have pets that can be considered dangerous.
When an insurance company buys a reinsurance policy, it is protecting itself from the risk that comes with having to pay out a large amount of claims or claims that could potentially cause monetary losses.
After the massive earthquake in San Francisco, it was the sole insurance company that was able to pay out to all of its customers.
Reinsurance helps to spread out the financial burden that these occurrences place on the insurance company so that it can pay out all of the claims it's required to without suffering financially.