Cardholders sentence example
The changes taking place after 14 February 2006 only apply to chip and pin cardholders.
Cards that have yet to be upgraded, cards from overseas and chip & signature cards for disabled cardholders should always be accepted.
Entry Fee - £ 20 I.D. cardholders (£ 25 non cardholders) 64 players will qualify through to Blackpool from these qualifying rounds.
These offers provide cardholders with the ability to move an existing balance on another card to their card without accruing interest on the balance for a period of time.
Groups receive a varying percentage of purchases in donations and cardholders often reap other benefits to their goodwill, like discounts for membership fees or rewards gift certificates.Advertisement
Cardholders are charged an annual $49.00 fee, but this fee is waived for the first year.
It offers cardholders protection against fraud and the ability to select the type of spending for which they earn three points for every dollar spent.
Cardholders also receive incentives, such as special coupons to be used in conjunction with their card and invitations to private sales.
The Premier Program provides customers with coupons, discounts, and shopping events not available to the general public, or even most Sears cardholders.
Cardholders can use it online and in retail outlets, and it has an attractive rewards program.Advertisement
Cardholders also earn points for banking with Citibank and can get extra points for shopping with certain retailers.
Citi cardholders are not responsible for fraudulent purchases made with their account.
Premium cardholders (if in good standing) can get $200 wired to them in case of emergency or if cards are lost or stolen.
Cardholders earn $1 in rewards for every $100 worth of purchases, with an annual cap of $750.
For a limited time, new cardholders may also be eligible for a free $15 Disney gift card, which is redeemable at many Disney locations across the country, as well as aboard a Disney cruise.Advertisement
While applications for these limited cards are no longer accepted, cardholders can continue to use their existing cards at appropriate locations.
While these restrictions may seem excessive, cardholders can often use their Disney Dream Reward Dollars with fewer limitations.
Few cardholders manage to avoid interest charges by paying the entire balance each month.
Cardholders can dispute or stop payment of the charge.
In addition, they often offer cardholders special bonuses and rewards for using their signature instead of their pin to make purchases.Advertisement
Unlike most programs that offer these types of benefits to their cardholders on a no-fee basis to show appreciation for their business, American Express charges for membership into their program.
When choosing which cards to cancel, cardholders should consider all of these variations and keep cards that best suit their spending habits and lifestyle.
Another variation offered is a card that is partnered with particular merchants or businesses where cardholders earn a different percentage of cash back based on where they use the card.
All of these variations are enticing, and all of them offer cardholders in good standing the ability to earn cash on their purchases rather than accumulating other rewards they may not be interested in.
The most obvious benefit of cash back cards is that cardholders actually earn money - not redeemable miles, points, or gifts - for every purchase they make.Advertisement
Cardholders who regularly frequent those businesses would benefit from a more specialized card, but consumers who don't normally shop with the card's partner merchants may not be able to take advantage of the card's full earning potential.
Before attempting to redeem cash rewards, cardholders must also investigate minimum redemption amounts since many cards require that a certain amount be earned before it can be redeemed.
As a bonus for accumulating higher rewards, cardholders may be eligible for additional incentives and better rewards if they do not redeem the minimum as soon as it is accumulated.
Many cardholders enjoy the feature and consider the reward as a type of discount on purchases.
American Express is a company known worldwide for offering convenient features for a variety of cardholders.
Reward points do not expire and there is no limit on the number that cardholders can accrue.
While the basic Blue card offers a range of attractive benefits, some cardholders prefer even more specialized rewards.
Cardholders earn one point for every dollar spent.
When American Express Blue was introduced in 1999, it became an instant phenomenon, as cardholders were drawn to the wide range of convenient benefits and the straightforward card philosophy.
Around-the-clock toll-free customer service provides quick access for customers to report a lost or stolen card, and cardholders also have access to websites where they can check balances and card information.
Cash Back - Cardholders receive a small percentage of their purchases back as a reward, but with some programs the cash rewards are limited to certain purchases such as gasoline, groceries, or participating vendors.
Merchant-Specific Rewards - Various merchants, such as Amazon.com, Starbucks, and Disney offer rewards cards through Bank One which allow cardholders to earn rewards specific to the merchant.
Savings - Bank One features reward programs which allow cardholders to earn money which is placed into an interest-bearing savings account.
Travel Cards - Cardholders earn rewards redeemable for traveling expenses including airline tickets, hotel stays, and rental cars.
Cardholders choose a particular team, league, or sport for their card, and a few of the cards have special features for discounts or charitable donations with purchase.
The American Express Customer Care Team assists both potential and current cardholders with questions regarding the various products offered through the American Express company.
Current cardholders can receive assistance online and over the phone.
American Express Travel Array is an optional rewards program offered by American Express that provides a range of travel and financial services to American Express cardholders.
With the all of the different programs available to American Express cardholders it is a safe assumption that many will use the card just to get closer to some of the rewards that are offered.
Cardholders can earn cash back rewards with every purchase on the card.
Instead of being forced to wait for cash back rewards to accumulate before having the ability to request a disbursement; cardholders receive the cash rewards every statement cycle.
Prepaid payment cards allow cardholders to utilize a convenient payment method without going into debt.
Cardholders cannot exceed the balance, and some cards come with per-usage fees in addition to other costs.
Many cardholders use these cards as budgetary tools for things they regularly spend money on.
Some cardholders use prepaid cards in an attempt to lower the amount of money they spend on a certain item.
It also has the same common drawbacks for its cardholders and issuers.
Fraudulent activity liability - Cardholders are responsible for all fraudulent activity connected that occurs before the card is reported lost, missing or stolen.
The card issuer, HFC Bank, a limited company within HSBC, has not closed the existing accounts for the over 2.5 million cardholders in the United Kingdom.
MasterCard Preferred Cardholders receive all the same benefits as the Platinum Plus Cardholders with the exception of a higher standard interest rate of 15.99% after the introductory period has ended.
Get your own personal assistant - American Express offers MyConcierge, a personal assistant service its cardholders.
It's a good idea for cardholders to stay aware of their expiration date so the balance can be used up prior to the card expiring.
Cardholders can have an unlimited number of direct deposits to the card each month as long as the total balance of the card never exceeds the preset limit of $2500.
Cardholders can also use the card to withdraw money from an ATM.
Cardholders must be United States residents and must furnish a physical address before obtaining the card.
Cardholders can check their balances both online and over the phone.
Unexpected interest rate increases - Cardholders stated that the interest rates for their cards were unexpectedly increased without notice.
The World Points program has a unique selection of high value rewards that make the card particularly attractive to some cardholders.
Additionally, instead of offering reward points for purchases, the Bonus Card allows cardholders the opportunity to receive an annual interest payment back as a bonus.
Cardholders who have their cards for over a year and who are in good standing are eligible for this interest payment bonus.
Current cardholders can also visit the Tesco website to check on their account status and to request assistance with their accounts.
Most prepaid cardholders soon find, however, that some versions of these cards include a wide variety of fees and cannot be used for certain types of purchases.
Cardholders are also not liable for purchases made by unauthorized people as long as the cardholder follows the instructions of the issuer when reporting the theft.
Cardholders load the balance they wish to spend during their trip onto their cards, and know that if their balance is used up then they have exceeded their budget.
Some prepaid cards allow cardholders to replenish balances, but with some prepaid cards once the balance is gone the card is no longer valid.
Some issuers allow cardholders the option to choose among their fees; many companies allow cardholders to decide whether they would like to pay a fee for each transaction, or if they would instead prefer to pay a flat monthly fee.
This allows cardholders to travel to a wide variety of locations around the globe, knowing their prepaid cards will be accepted by most merchants.
Cardholders should choose prepaid cards that have universal acceptance.
Some companies allow cardholders to replenish their balances, while other prepaid debit cards are only good for as long as the balance lasts, and then they are deactivated.
Instead, cardholders must pay the clerk inside the gas station using the prepaid card.
Cardholders cannot make new purchases with their cards.
Cash advance feature - Cardholders can obtain cash at any ATM or bank that accepts Visa cards.
Additional cards - Cardholders can request additional cards for users authorized by the cardholder.
This mini-size card was designed to be added to the cardholder's key chain, a convenience feature that was very attractive to the young Clout cardholders.
Some prior Clout cardholders report that they don't remember receiving notification of the change of ownership and that they have not received any monthly statements from Bank of America to pay off their outstanding balance.
Some cardholders complain that they were promised a certain interest rate, but received a higher one.
Although some cardholders received generous spending limits, they were not granted full access to the spending limit.
This flexible account offers cardholders an opportunity to earn flexible rewards, including merchandise, hotel stays, airfare, cash back and other options.
Cardholders who purchase a new GM vehicle have an opportunity to apply three percent of purchase charges toward the cost of the vehicle.
Alternately, cardholders can apply one percent of charges toward the purchase of any vehicle, or receive the amount in cash back.
Cardholders earn four percent in Best Buy reward certificates on all Best Buy purchases made with the card, and one percent on items charged anywhere else.
In terms of service, Union Plus cardholders enjoy 24 hours per day, seven days per week access to United States-based customer service.
The account also provides value to cardholders, in the form of discounts on every day purchases such as vision care, prescription medications, gym memberships and more.
It's also important for cardholders to be aware that rewards accrued by using the GM Master Card do expire after a period of time.
Select cardholders receive discounts on hotels, airlines, and car rentals when making reservations through the Select Member Reservation Center along with additional benefits.
The grace period for payments on this card allows for cardholders to avoid paying any interest fees as long as the balance is paid in full each month.
Reward programs typically give cardholders the opportunity to earn points toward cash back, merchandise, travel, or discounts.
There is no expiration date or fee for inactivity, and cardholders have the ability to check balances and recharge the card at participating CITGO stations.
This program is designed to offer flexibility to the cardholders, while also allowing the owner to effectively manage spending.
It only allows cardholders to use the card at certain CITGO stations instead of allowing use at all CITGOs.
Cardholders receive discounts on fuel purchases when using this card and Sunoco issues detailed monthly reports to business owners.
This means that cardholders do not have to restrict their card use to fuel and convenience store purchases.
This program costs money and protects cardholders in the event of a variety of financial emergencies.
This gives greater flexibility to cardholders.
The program offers a comprehensive list of security features to protect cardholders from fraudulent use online and beyond.
Bank of America offers other security measures to cardholders that aren't specific to Internet usage.
Cardholders have the option of placing their photo on the face of the MasterCard as an additional deterrent.
Cardholders can also reload balances and access their balances online and over the phone without getting charged a fee.
Cardholders can check balances online or over the phone by calling 1-888-537-5503.
Many cardholders use their cards as a way to simplify their finances since the cards can only be used for gas station purchases.
If there is a balance remaining on the card on the expiration date, cardholders can receive a refund check for the balance, according to state law where they reside.
He pinpoints the key changes which cardholders can expect and gives tips on how cardholders can take advantage of these new laws.
Scheduled interest rate increases - Cardholders will know when to expect an interest rate increase.
Savings on interest paid - Cardholders can pay off highest balances faster.
Yes. Cardholders who had been billed using two-cycle billing will save some money on interest.
Cardholders can view a card's balance at any time as well as sign up for e-mail or SMS alerts to help with weekly or monthly budgeting.
Cardholders are rewarded for using the card.
It is best for cardholders who pay off their balance since the APR is over 13 percent.
All cardholders can also take advantage of the superior service provided by the 24-hour world class Concierge Service.
Cardholders of the Black Card have access to many helpful insurance benefits at no cost.
Concierge professionals are available 24/7 to provide services for cardholders while they are at home or traveling.
New cardholders are encouraged to transfer balances from other cards to their new Black Card.
Classic Personalized Gift Card - American Express cardholders can purchase these cards with their Member Rewards points.
Wells Protect - Cardholders are automatically protected against liability due to fraud and card theft.
Online shopping password - Cardholders can request a password which protects against unauthorized use of the card number for Internet purchases.
Of those cardholders with a balance, one in six is paying only the minimum balance owed each month.
Goodyear offers several payment methods to cardholders.
The Goodyear Card offers no annual fee, exclusive promotional offers and discounts for cardholders, low monthly payments, and more than 4,500 locations across the nation.
To make a payment to Chase, cardholders will need to create a login at the company's website, Chase.com.
It is the basic card that most Union Plus cardholders have.
Price Protection lets cardholders take advantage of sale prices on their purchases.
The card has flexible terms and allows its cardholders to make purchases with comfort because they are protected against unauthorized transactions.
Cardholders can also earn up to three percent for every dollar spent each quarter as long as the account is in good standing.
Blueprint gives cardholders flexibility in managing their debt.
Once they select their option, cardholders can use their monthly statement to monitor their progress against paying off the purchase.
Cardholders can also track their progress in staying within their budgets and revise their budgets based on new financial situations such as a pay raise or a job loss.
Issuers once aggressively used them to lure cardholders in from another issuer and they were easy for anyone to get.
Some cardholders made a practice of shifting their balance from card to card without paying interest payments.
By reporting immediately, cardholders can protect their rights and minimize their liability to pay any unauthorized charges.
The Chase Freedom card is designed for cardholders who are looking for cash bonuses and who don't plan to use the promotional period for balance transfers.
The Capital One No Hassle cards are for cardholders who are looking for a low cost airline reward or cash reward card.
The Citi Platinum Select card is a good card for cardholders who want to transfer small balances, but be aware there is a balance transfer fee.
This allows cardholders to better keep track of employees and expenditures in perpetuity.
Cardholders earn points for using their Centurion Card for purchases.
Cardholders who enjoy the open waters can use their membership to upgrade their stateroom or to earn special stateroom credits valued up to $500 per stateroom.
Plus, cardholders can earn double Membership Points when they book their travel on cruises, yachts and floating resorts - and then, in turn, use the Points for additional travel adventures.
Cardholders earn up to 25,000 Membership Points for their stay as well as special amenities worth up to $200 depending on their vacation destination.
Cardholders are willing and able to pay for these benefits.
New cardholders also pay a one-time $5,000 initiation fee.
The Visa Black Card has an annual fee of only $495 (as of 2010); however, the services and amenities are not as lavish as those provided to Centurion cardholders.
The American Express Membership Rewards program allows cardholders to earn points every time they make a purchase.
Additionally, the Jet Blue Card from American Express allows cardholders to earn miles through that airline's TrueBlue program.
Keep in mind that many American Express accounts require payment in full every month, and the ones that allow cardholders to carry balances accrue interest charges.
The card issuer may, however, offer a special introductory interest rate on these cards to cardholders.
Not only are there no interest rate charges on balances, but cardholders can sometimes earn interest on funds deposited into the dedicated account.
A lot of these cards include free online bill payment and some allow cardholders to set up email and cell phone alerts regarding account balances.
The American Express Card car rental insurance policy, known as the Car Rental Loss and Damage Insurance Plan, protects cardholders if they are in an accident while they are driving a rental car.
Questions like these are common for Discover cardholders, and luckily the answers to these and other questions are readily available.
If you need to find out general information regarding your Discover account, the Discover website provides a wealth of information for cardholders.
Promotional offers for new cardholders sometimes offer a substantial number of points for making a certain dollar amount of purchases within the first few months of having the card.
Reward points are also given to cardholders for signing up for paperless statements.
Cardholders earn points at a higher rate when they use the card to purchase entertainment items, such as movie theater tickets and dinners out, but points are earned with every purchase.
This can be a great feature for cardholders who want the convenience of automatic bill paying but do not want the money coming directly from their checking accounts.
Some cardholders will end up paying more in fees and interest than they will actually get back through the rebates, making the rebate less valuable to the cardholder.
The online banking system provides cardholders with direct access to an up-to-date statement of reward points.
When you do an Internet search you will probably notice that there are several featured discounts (whether for holidays, weekly savings or back to school) as well as everyday discounts which Visa cardholders can take advantage of anytime.
Cardholders can assume that they will have online access to their accounts as well as quick access to customer service representatives both online and over the telephone.
Cardholders who already have one of the many Chase MasterCard products have choices when it comes to maintaining their accounts including checking their balance, due dates, and total amount due.
Existing cardholders can still obtain customer service through Bank of America, but these cards are now offered as the AAA WorldPoints Visa card.
Many cardholders complained that customer service was lacking and that interest rates were raised abruptly and without merit.
This program allows cardholders to accrue reward points that can then be redeemed for a variety of items, including merchandise available through the popular WorldPoints Mall.
Cardholders can also choose to use their reward points for cash back, to gain VIP access to concerts and other entertainment events, or for gift cards.
Occasionally, special promotions are featured where cardholders can earn additional points for specific purchases.
Registration is required before cardholders are able to view account activity or make online payments.
This card offers a way for cardholders to reduce interest with responsible account management.
The American Express Gold card provides exclusive benefits to well-qualified cardholders.
Cardholders can take the cheques into any American Express banking center and get cash in hand.
Cardholders can use the gift cards up to the amount of the balance.
Occasionally, the rewards program will also offer free beverages on cardholders' birthdays, coupons for free food items, and other promotions.
Additional benefits exist for cardholders who register their gift cards online at the official Starbucks website.
Cardholders should keep the cards after making a final purchase, however, just in case an item has to be returned.
Using the online account tool, cardholders can check their balances and account activity as well as make their monthly account payment.
Special sales and promotions are offered to cardholders.
The Reward Zone program allows cardholders to accumulate points based on purchases made with the card.
Citibank gives cardholders rewards in the form of points, cash back or an APR reduction.
Cardholders receive five points for every dollar spent in restaurants and on entertainment, one point for everything else and 100 points for each month that they pay their bill on time.
A two percent reduction in APR is promised to cardholders who pay their bill on time for three consecutive months.
Cardholders are not charged interest on balance transfers for the first 15 months or on purchases for the first seven.
Although it does not allow balance transfers, cardholders receive five percent cash back for the first six months and one percent thereafter on purchases made at supermarkets, drugstores, gas stations and on utilities.
Since USAA has such a large military customer base, this lender offers many different options for making payments no matter where in the world their cardholders may currently be.
In order to make the online payment, cardholders must first log on to the USAA website using their Online ID and password.
Cardholders who have not yet created an Online ID and password can do so by clicking on "Register with USAA.com," which is directly beneath the logon box.
Cardholders can choose from the prefilled amounts of the balance, statement balance, or minimum payment.
Cardholders select a date from a calendar for when the payment should be made, or can simply check a box to specify that the payment is to be made on the due date.
Cardholders can pay the entire balance when the statement arrives.
Cardholders are not allowed to make minimum payments on this card because the statement balance must be paid off completely.
The financial institution must provide cardholders with disclosures prior to making fee changes.
One distinction between Target and non-Target-affiliated Visa cards is Target's SafetyNet program, which permits cardholders who suddenly become disabled or unemployed for longer than 90 days to cancel their balance.
The SafetyNet program permits cardholders who lose full-time employment or become suddenly disabled and unable to work the option to have their entire balance canceled.
Cardholders are required to make minimum payments to the account during the 90 day period and until the cancelation request is processed, and are responsible for all charges made after the qualifying event.
Target Visa cardholders are able to use their card to pay for their phone, cable or other utility bills.
Cardholders can also use Billco to manage other bills by setting up due date reminders or creating a list of usernames and passwords for online accounts.
Prior to making a payment, cardholders should check the account statement to ensure that they have been correctly charged for their purchases and owed interest.
None of the cards described below requires payment of an annual fee, and all provide cardholders with protection against fraudulent use.
Bonus promotions are frequently offered, such as allowing cardholders to earn an additional $100 back after spending $500 in the first three months with the card.
In some cases, department stores notify cardholders of special deals earlier than the general public.
For example, monogrammed briefcases, wallets, and cardholders make ideal corporate Christmas gifts.
Coupons and incentives for Barnes and Noble purchases are regularly sent out to cardholders.
Cardholders must present a valid photo ID, either a Texas Drivers License or Texas Department of Public Safety photo ID card, at the admissions booth to confirm card holder status.
Cardholders are able to earn an unlimited number of points, and there are no blackout dates for redemption.