How to use Cardholder in a sentence
It contains all the details used to authenticate a cardholder.
Address Verification Service (AVS) This system verifies a cardholder 's billing address.
This does not entitle the cardholder to discount prices.
The additional cardholder may activate the service by clicking here.
We deliver only to the registered cardholder 's address.Advertisement
A. If you are the principal cardholder then please send photocopy of your marriage certificate with signed covering letter to the address below.
To participate in BCA online sales you must first become a MyBCA loyalty cardholder.
There are no foreign transaction or annual fees, plus all interest and fees are refunded when the cardholder is on deployment.
Some companies also put a fixed cap on rebate redemption, limiting the total savings per cardholder.
These cards are still valid options, but one that requires cardholder discipline to extract the best advantage.Advertisement
Over time, the cardholder can earn points that go into a "point bank."
Once enough points are earned, the cardholder can cash in the points for a prize related to their chosen theme.
This method is the most secure for the cardholder; however, it is the most expensive for the bank to process.
This distracts the cardholder from realizing that signature transactions are less secure, but it does save them from potentially paying the on-the-spot pin transaction fee.
Fees and charges are assessed against the cardholder for a multitude of reasons.Advertisement
While these are all viable reasons, they may not apply to every cardholder, and choosing which accounts to close takes careful consideration.
Some cards offer straight cash back on all purchases, while others offer a tiered earning plan based on the total amount of the cardholder's purchases.
This is a program every Target Visa cardholder can take advantage of.
The Preferences Card is an American Express Incentive Services Card which strategically directs the cardholder's spending to specific establishments.
The interest rate attached to each card is subject to change if the cardholder does not stay within the agreed terms of the account.Advertisement
Some of the alma mater card programs donate to the college or university every time the cardholder makes a purchase.
It should be noted that this service might not apply to every cardholder.
Other programs may have expiration dates or limitations to the number of points a cardholder can accumulate, but this program does not feature any of these issues.
Instead, money deposited by the cardholder becomes the available balance, minus any fees.
It is important to note, however, that upon the expiration of the introductory period the interest rate becomes variable, and if the cardholder misses a payment then APR will shoot up to almost 35%.Advertisement
Visa, MasterCard and Secure Code verification - These verification processes ensure that the person whom is using the cards is the actual cardholder.
If a card expires with a balance still intact, the cardholder can have the balance transferred to a new card.
The starting balance on this card is the amount the cardholder deposits.
The only money available to the cardholder is the amount of money loaded onto the card minus any charges or fees.
Employers can deposit the cardholder's pay directly to the card account instead of into a bank account.
Direct deposits can only come from one source, so a cardholder with more than one employer will need to decide which employer will have access to depositing funds to the card.
If the balance is less, the cardholder can pay inside.
The cardholder will not be liable for charges made by someone else if the card is lost or stolen if the loss is reported to Western Union within two days.
After two days, the cardholder becomes liable.
Various other fees apply to this type of card and may cause an available balance to quickly dwindle if the cardholder does not realize where fees are or are not charged with the card.
Like the New Millennium Bank Secured MasterCard, the Centennial Secured Card has a somewhat high APR, so it is best for a cardholder who does not plan to carry a balance.
The World Points reward program is designed for the cardholder who wants to earn points on everyday purchases and have a wide variety of rewards from which to choose.
There is no limit to the number of points you can earn as a Bank of America cardholder with the World Points program.
Once the balance is exhausted, the card cannot be used unless the cardholder replenishes the balance.
Cardholders are also not liable for purchases made by unauthorized people as long as the cardholder follows the instructions of the issuer when reporting the theft.
Additional cards - Cardholders can request additional cards for users authorized by the cardholder.
This mini-size card was designed to be added to the cardholder's key chain, a convenience feature that was very attractive to the young Clout cardholders.
This could happen if the cardholder address on file at Clout was no longer current.
As an emergency card for a high school or college student - The cardholder must be at least 13 years of age.
The interest rate will also increase substantially if the cardholder defaults on a payment.
And, since the Plum Card is specifically-designed for the business cardholder, payment policies, reporting and associated services are tailored to the needs of the business owner.
As a Plum cardholder, you would automatically receive detailed expense reports.
Some of the special features of these gas cards only last for a limited amount of time, and not every cardholder is automatically approved for ATM cash access capability.
Bank of America constantly monitors the activity of cardholder accounts in an effort to make sure that there is no fraudulent activity.
You can limit a cardholder's purchases to just fuel.
If the primary or a secondary cardholder dies, then the balance owing on the card will be paid, up to a maximum of GBP 20,000.
Make sure you tell the recipient to register the card online to take advantage of this feature; if a registered card is lost or stolen, Chase will issue a new card to the cardholder.
Issuers are not happy with these regulations because it takes away a significant amount of their freedom to make changes in a cardholder's account.
There are certain restrictions that can be found in the cardholder agreement.
The Visa Black Card is designed for the discriminating cardholder who needs special personal services and a unique reward program to support a very exclusive lifestyle.
The $495 annual fee provides the cardholder with special services around the clock.
It is not uncommon for a cardholder to receive an interest rate reduction of seven to ten percentage points.
Each card is designed with unique features or for a specific type of cardholder.
So, if a cardholder accumulates $100 in purchases during a month, their monthly statement would show a cash back reward of $5.
The amount of points earned is based on the amount of purchases made by the cardholder.
Once the cardholder has accumulated enough points, they can trade their points for discounts from a special list of merchants.
For example, a cardholder may earn enough bonus points to purchase a $25 merchant gift card.
This legislation was often informally called the Cardholder's Bill of Rights.
A cardholder with a $3,000 balance could see their minimum payment increase from $60 to $150 if their required minimum monthly payment increases from 2 percent to 5 percent.
The difference in the cards is how the card features are selected to meet a cardholder's specific need - for simplicity, cash back, purchase rewards or business needs.
If the application is successful, the new cardholder will receive a card in the mail within two weeks.
Once a cardholder, you will be automatically enrolled in TheWorld'sBestTravelClub.com and receive discounts and affordable rates on all your travels.
Bankruptcy - Card issuers may increase interest rates on a cardholder who declares bankruptcy.
To find out which FIA cards do raise interest rates, read the cardholder agreements first.
To use the card, all the cardholder has to do is present the card at checkout at any Lowes store or type in the gift card number and PIN while making a purchase online.
The cardholder even has the option to change the payment plan at any time.
The Split feature allows the cardholder to set up a custom payment plan to pay off a larger purchase.
If you aren't yet a cardholder, this can be a great feature as you can compare cards and learn which card has the best rewards points and features for you.
If you are already a cardholder, you can access detailed information about your account through the online banking service.
If they wait too long to report the activity, the fraud will still be investigated; however, the cardholder may be liable for up to $50 of the unauthorized charges.
It has a high annual fee and an initiation fee for which the cardholder has access to unique travel services.
The travel options for the Centurion cardholder also include a variety of interesting vacations options.
A cardholder might select a special hotel suite and the services of a personal butler to cater to their every need.
Or, the cardholder might prefer staying in an exclusive villa using the services of their own personal chef.
A cardholder or borrower's riskiness increases with a missed payment deadline.
Prepaid cards require the cardholder to deposit money into a dedicated account.
Until the cardholder speaks to the security company's security department and confirms transactions, the account may remain frozen.
The cardholder earns one point for each dollar spent and twice as many points when booking travel through American Express.
Make sure you read your cardholder agreement to find out about reload fees and other fees which you could incur.
The Chase PerfectCard is a MasterCard which gives the cardholder a 6 percent rebate on gas purchases for the first 90 days.
This is because there may be a bit of fine print regarding how long the gas rebate program is in place and the actual percent cash back that a cardholder can expect to receive as a rebate.
Some cardholders will end up paying more in fees and interest than they will actually get back through the rebates, making the rebate less valuable to the cardholder.
This can be a safety feature for a cardholder since the person using the card has to sign for the transaction.
There are dozens more options available to you through the American Express website, whether or not you are a current cardholder, so be sure to spend some time browsing the site to take advantage of all your options.
Select merchant purchases can earn the cardholder as much as 10 percent cash back when they make them through the Chase online shopping tool.
After that introductory period of six months, the annual percentage rate (APR) ranges from 12.99 percent to 22.99 percent depending on the creditworthiness of the cardholder.
The program allows the cardholder to earn three percent cash back on purchases from gas stations, drugstores and grocery stores for up to six months.
The introductory period lasts between 9 and 12 months, depending on the cardholder's creditworthiness.
After the introductory period is over, the standard APR on the card is variable; between 12.99 percent and 20.99 percent, depending on the creditworthiness of the cardholder.
A Visa card is very flexible as to how the cardholder can spend the funds on the card.
Since the cards are reloadable, cards originally obtained as gifts can be used repeatedly as long as the cardholder replenishes the balance.
A higher penalty interest rate is applied to balances when the cardholder does not make payments as agreed.
He or she will need to know a password that the cardholder sets up ahead of time, making it harder for a thief to take advantage of the account.
The thief may trick the cardholder into giving out the information online or over the phone.
The payment is then debited from the specified deposit account on the date set by the cardholder.
A Citibank government travel card bears the name of the individual cardholder and has a unique account number for each card.
Despite the fact that the card bears the name of the individual cardholder, this card is not for personal use and has steep penalties for personal usage without permission.
Statements are not only issued to the cardholder but also to the representative in charge of government travel cards within the cardholder's organization.
The Finance Office will pay the balance on behalf of the cardholder and then issue any additional funds above and beyond the amount owed directly to the cardholder.
Many of the cards have a Visa or MasterCard logo on them, which allows the cardholder to use the card anywhere that accepts Visa or MasterCard for payment.
Some providers reduce or eliminate these fees when the cardholder uses an in-network ATM.
Some issuers allow the cardholder to place funds onto the card directly from his or her payroll.
Another distinction is a cardholder's ability to charge utility bills to their Target Visa card.
SafetyNet must be selected as an option by the cardholder and paid for on a monthly basis.
There is no limit to the number of times a cardholder can request a balance cancelation, but Target limits the total amount of money that can be canceled to $10,000 regardless of the number of claimed qualifying events.
This could potentially subject the cardholder to tax liability.
In addition, the cardholder may pay a fee for using the card in some cases.
The business benefits by receiving a transactional fee any time the cardholder uses the card.
Sign up for a charge card and enjoy special discounts and cardholder rewards.
Each box set also comes with Mickey-shaped wedges, a specialized cardholder, and a special sorcerer's hat for kids.
This Gardena cardholder has enough room for eight cards and even some currency, thanks to its single compartment.
The cardholder is usually privilege to several special sales, events, coupons and deals throughout the year.
However the new procedure requires a pin number which only the genuine cardholder will know.