Balance-transfer sentence example

balance-transfer
  • There may be fees charged for the balance transfer.
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  • Considerations like annual percentage rates, fees, rewards such as airline miles or cash back and balance transfer promotions--the process can leave your mind swimming in a sea of chaotic thoughts.
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  • What may appear to be a perfect balance transfer offer may instead simply be an introductory offer that graduates into a higher interest than you were paying prior to the transfer.
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  • This means that you should limit your use of balance transfers and not get into the habit of frantically searching for a low interest rate balance transfer every time an introductory rate is about to expire.
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  • A balance transfer can be a great financial tool, but should not be considered a perpetual solution.
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  • Some companies charge a specific balance transfer fee regardless of the amount of your transfer.
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  • Term of 0% balance transfer offer - How long is the 0% balance transfer offer valid?
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  • This card has no annual fee, but it has a slightly higher APR after the introductory period and there is a balance transfer charge.
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  • Choose based on desired rewards such as ThankYou points, American Airline miles, unlimited companion travel with ThankYou points, a balance transfer card and the Professional Cash Card.
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  • It is always important to read all of the terms of a balance transfer before you agree to it.
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  • Secured accounts that offer balance transfers may require a higher deposit, but it probably won't equal the balance transfer amount since it is usually in the thousands of dollars.
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  • This process can take a couple of payment cycles, so it's important to keep paying your bill until you have verified that the balance transfer has been made.
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  • Is there a fee to do the balance transfer?
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  • Is the balance transfer interest rate introductory, or will it remain the same for as long as the balance exists?
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  • Is there a grace period on the interest for the balance transfer, or does interest start accruing the same day the balance transfer is initiated?
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  • The interest rates offered by Tesco are competitive, and the balance transfer options are quite attractive.
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  • Be sure you understand the terms of the balance transfer so you don't wind up paying more money in the long run.
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  • Check out the fees charged for a balance transfer or the use of a convenience check.
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  • The goal of applying for a balance transfer card is to save money on interest payments by moving your balance from a card with a high rate to a card with a lower rate.
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  • Balance transfer fee - The balance transfer fee is typically 3 percent.
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  • But some issuers have raised their balance transfer fee in recent months.
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  • For example, Bank of America raised it to 4 percent in the summer of 2009; Discover increased their balance transfer fee to 5 percent at the start of 2010.
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  • You should identify any fees associated with the transfer such as a balance transfer fee of three-five percent of the balance transferred.
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  • Some cards may charge a minimum balance transfer fee (such as $99) instead of a percentage-based fee.
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  • The Citi Platinum Select card is a good card for cardholders who want to transfer small balances, but be aware there is a balance transfer fee.
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  • Be aware that this card has a 5 percent balance transfer fee.
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  • Combining the two entails a balance transfer from one card to another, and the fees charged for doing so would occur on both accounts, plus possible additional charges for the balance transfer.
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  • The fees may vary depending on whether the balance transfer occurs over the phone, at an automated teller machine, online or at a bank branch.
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  • Make a budget before initiating the balance transfer onto the prepaid card, and include all fees and expenditures along with relevant income.
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  • You'll want to read all of the documentation on fees for the cash advance, balance transfer and prepaid cards.
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  • You may be able to get a low promotional rate on the new card, such as 0 percent for twelve months; but, you may have to pay a balance transfer fee of around three percent of the total balance transferred.
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  • A balance transfer involves transferring the balance of existing debt to a new card.
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  • The reality, however, is that balance transfer checks almost always have a low interest rate while cash advance checks almost always have a high interest rate.
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  • Balance transfers may charge you a fee, much like cash advances do, but that fee is often lower for a balance transfer than a cash advance.
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  • If you get balance transfer checks in the mail, you can use those checks to pay off debt.
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  • It is essential you verify that they actually are balance transfer checks before you take the step of cashing them so you don't accidentally take a cash advance.
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  • There is no annual fee, but there is a four percent balance transfer fee.
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  • It initially had no annual fee and a low balance transfer fee.
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  • There is a four percent fee applied to each balance transfer transaction, which can include those made during the first 60 days.
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  • Determine if there is a cap on balance transfer fees.
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  • Cash advance and balance transfer fees and APRs are often higher than other fees.
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