Applicants sentence example

applicants
  • Russian, German, English, French and Japanese applicants subsequently obtained concessions.
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  • A county board of education examines applicants for teachers' positions and pupils applying to enter high schools.
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  • It was an arduous undertaking for applicants, taking up to 40 hours to complete.
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  • Feedback is elicited through questionnaires from all applicants who attend.
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  • The EMA Scheme Provider will notify all applicants about whether or not they are entitled to an EMA.
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  • We are looking for dynamic, well qualified applicants with healthcare experience and working knowledge of the NHS.
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  • The Authority intends in future to invite applicants to enter into an obligation prior to consent for new housing being decided.
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  • Most of our successful applicants have above average grades.
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  • Successful and unsuccessful applicants are usually notified within two weeks of attendance.
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  • Open days offer a flexible program of activities specifically designed to assist prospective applicants in the decision-making process for 2006 entry.
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  • Interview shortlisted applicants may be invited to attend an interview.
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  • It is staffed by volunteers, some of whom are asylum applicants themselves.
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  • The College will not treat disabled members of staff or disabled job applicants less favorably for any reason relating to disability.
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  • Applicants are not, however, required to disclose any proposed security arrangements.
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  • Applicants should be employed in a laboratory practicing clinical embryology.
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  • Applicants without a history A-level are welcomed, as are non-traditional entrants.
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  • Of other howlers, Fields mentioned applicants ' not doing an initial search to see if their idea has been patented already.
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  • Our issue is that when people are wanting asylum, they want something very immediate if they are genuine applicants.
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  • Applicants who don't have TOEFL or IELTS can undertake intensive Pre-course English Language at College.
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  • The applicants complained of convictions and seizure orders of the State Security Courts as unjustified interference with freedom of expression.
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  • The supposed justification appears to be a fear of Applicants relying on spurious medical conditions.
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  • All applicants shall be considered with regard to the University's equal opportunities policy and such anti-discrimination legislation as may be in force.
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  • It provides a common evaluation system for all applicants for medical licensure: Working in Europe The BMA international department can advise BMA members.
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  • We place applicants into great well-paid live-in or live-out jobs in Pubs, Restaurants and Hotels.
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  • The applicants had also explained that a further study involving macaques would not have led to any reduction in the numbers of animals used.
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  • Such applicants must complete an approved project and, as above, must not be eligible for corporate membership.
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  • Residential training for disabled applicants must be held off-site.
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  • Importantly they were also able to talk one-to-one with some of the people who actually assess and interview applicants.
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  • These retreats are already oversubscribed, with far more applicants than places.
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  • That's why our improved service performance to applicants is important.
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  • Applicants must possess previous Mortgage Underwriting experience, a minimum of 2 years and possess a current mortgage mandate.
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  • Applicants will need to be extremely proactive as this is very much a hands on role.
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  • The number of successful male Protestant applicants was broadly proportionate to the numbers applying.
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  • We do not require applicants to possess a qualification or experience in makeup to join the retail sales teams within our stores.
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  • We even have a specialist group dealing with overseas applicants, and another targeting returnees.
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  • In addition to at least one A4 sketchbook, applicants from overseas may submit not less than fifteen 35mm transparencies of their portfolio work.
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  • Applicants must be well organized with good interpersonal skills.
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  • The Graduate School awards 2 fully funded studentships to highly ranked applicants.
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  • The recent advert for an ambulance technician or paramedic has drawn some local applicants who were to be interviewed.
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  • Applicants may qualify huge void in low cost auto insurance texas signed up his.
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  • These are designed to facilitate the transition of applicants to university.
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  • Applicants over 21 years who do not meet these requirements are encouraged to contact the senior tutor to discuss their application.
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  • Nor is it true that applicants are left unaware of the substance of the other comments made about them if they want to know.
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  • If the applicants filed a further application within a short period it might be considered vexatious.
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  • However, those applicants who deliberately withhold information from their insurer do not.
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  • All applicants are expected to possess basic IT skills including word processing.
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  • This exception remained in force until the ist of December 1908, after which time all who were on the list became (unless disqualified because convicted of felony) life voters, but new applicants had to stand the educational test.
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  • Government lands were originally given free to applicants, but with a provisional and insecure title, which made it impossible for poor colonists to borrow money on their land.
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  • An act passed in 1892, at the instance of Rhodes, imposed an educational test on applicants for registration, and made other provisions, all tending to restrict the acquisition of the franchise by " tribal " natives, the possible danger arising from a large native vote being already obvious (see section Constitution).
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  • Applicants also need to meet the residency criteria of the AHRC for a full award.
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  • Q. Is the application process the same for mature applicants?
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  • A shortlist of applicants may be invited for interview.
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  • The stringency of the requirements reflect the course 's popularity with applicants rather than its ' value ' to employers.
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  • Instead, these applicants often are referred to sub prime lenders.
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  • Ultimately, the Engineering Academy is looking for suitable applicants for its apprenticeships.
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  • Applicants should also have a track record of publications in contemporary and future Chinese demographic issues based upon the use of simulation procedures.
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  • Applicants over 21 years who do not meet these requirements are encouraged to contact the Senior tutor to discuss their application.
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  • Many applicants submit their undergraduate dissertation or similar extended piece of work.
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  • The London Development Agency is committed to welcoming disabled applicants as they are currently underrepresented in the workforce.
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  • Our objective is and family health applicants and in finally underwriting and.
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  • Some companies make it clear which skills or abilities they are looking for from applicants on their vacancy advertisement or on their company website.
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  • Northern Ireland Events Company staff would normally have meetings with applicants at various stages of the grant process.
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  • Vetting job applicants he says quot dollars annually which.
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  • Applicants are requested to send their curriculum vitae with a full publication list by 31st March 2003.
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  • The prestigious award had many applicants, but only a few will receive the recognition.
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  • After interviewing a large number of applicants, we have decided to hire the candidate with thesuperlative experience.
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  • Applicants have their choice of themed card designs, including Cinderella's Castle, a vintage Mickey pose, Bambi, Tinkerbell, Ariel from The Little Mermaid, or a basic red "pixie dust" card.
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  • Understanding the benefits of these cards can help applicants choose which card is best for their spending needs.
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  • Potential applicants should only do business with reputable lenders, however.
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  • Applying is a simple process, but customer service representatives are available to answer any questions applicants may have.
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  • If applicants do not want to take the time to sift through the many different cards to choose from, they can use the Card Comparison Tool to compare the many different cards to decide which one is the best fit for them.
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  • The members of the American Express Customer Care Team are trained to assist applicants in finding the very best card for their needs.
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  • This card has one of the lowest interest rates available to applicants without substantial income.
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  • Applicants choose whether to apply for a card that earns points or a card that pays back interest annually.
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  • Tesco offers two popular choices to applicants.
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  • Applicants can submit applications online from 8:00 a.m. to 11:45 p.m. You also have the option of calling to request a card: 0845-300-3511.
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  • Although the card is issued through Washington Mutual, applicants need not be current WaMu customers in order to be approved.
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  • After receiving an invitation, applicants can either fill in the application and return it through the mail, or they can apply online using the unique application code number accompanied by the invitation.
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  • There are several types of CITGO cards available to applicants.
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  • Applicants should keep in mind that applying for one card does not necessarily guarantee that it will be the exact card they are approved for.
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  • Applicants can choose from several different options when applying for a card.
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  • Applicants who do not qualify for a Chevron Texaco Visa card may be offered a personal gas card instead.
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  • Participating stations also have paper applications for interested applicants to complete.
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  • The applications are relatively brief and applicants usually receive a response back quickly.
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  • Applicants should be reviewed solely on the basis of their creditworthiness, and not on their race, gender, or other factors that are not directly related to their ability to repay a debt.
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  • This financial institution offers a variety of Visa cards as well as other products to qualified applicants.
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  • Applicants can also submit an application by calling a customer service representative at (800) 610-1961.
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  • Applicants will additionally need to create a security word which will be used when retrieving account information in the future.
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  • The Citibank offer of unsecured debt consolidation loans is available to creditworthy applicants who also qualify based on the additional standards set by Citibank.
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  • Military personnel are oftentimes targeted by unscrupulous lenders who want to inundate applicants with high interest rates and unreasonable terms.
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  • Typically, applicants are approved immediately and can begin using the cards as soon as they have deposited money into the account associated with the card.
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  • The interest rate approved applicants receive depends on their creditworthiness, but rates for these cards are generally on the high side.
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  • Applicants must be at least 18 years old and have a valid Social Security number.
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  • The Chase website provides tools to assist potential applicants with finding the appropriate cards based on their needs and preferences.
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  • Applicants can choose which card to apply for, and in some instances, may be denied approval for one type of card but approved for the other.
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  • To make such determinations, EPA requires more than 100 different scientific studies and tests from applicants.
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  • The finalists were picked from over 1500 applicants.
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  • Minor applicants ages 16 and 17 may only get married if each are accompanied by a parent or have a notarized or otherwise official document signed by each parent granting their permission.
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  • Other applicants included Justin Timberlake, Britney Spears, and Christina Aguilera.
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  • Applicants who are accepted to Harvard rarely decide to go anywhere else.
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  • Harvard estimates that it accepts only 12 percent of applicants into its business school program each year.
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  • Applicants must also provide their scores from the GMAT (applicants from non-English speaking countries must submit scores for the TOEFL or the IELTS).
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  • While employers once shunned job applicants with online credentials, e-learning is rapidly becoming more acceptable.
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  • Stay-at-home moms who must care for young children choose online learning to make themselves more attractive job applicants when they reenter the workforce.
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  • Application essays give colleges an opportunity to get to know applicants on a personal level.
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  • They are helpful for identifying who meets the minimum requirements for admission, but they don't provide a sense of which applicants are truly the best fit for a particular institution.
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  • Some schools ask all applicants to respond to the same question, or to choose from a few specific questions.
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  • In addition to the items mentioned above, you may also want to take some time to think about the characteristics that make you stand out from other scholarship applicants.
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  • There are many unique scholarships that have unusual requirements for interested applicants to meet.
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  • This can lead to hundreds or thousands of applicants competing for the same scholarship dollars.
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  • Applicants must be in good academic standing and secure a faculty sponsor.
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  • Applicants must be majoring in hospitality management with a minimum G.P.A. of 3.0 and at least 250 hours spent working in the hotel or hospitality industry.
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  • After eligibility is verified, all applications are sent to a selection committee for a "blind review," which means that they only read through the narratives that applicants have written.
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  • They are unaware of the identity of applicants during the review.
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  • Applicants need a bachelor's degree from an accredited college or university.
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  • Applicants begin by touching base with our Assistant Director of Admissions for the Master of Arts program to discuss their educational goals and to get a better understanding of the admissions process.
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  • For consideration to the law program, first-year applicants should begin the application process by completing an application, writing a personal statement, and creating a current resume.
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  • In addition, all applicants, including those reapplying, must register with the Law School Data Assembly Service (LSDAS).
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  • Applicants must submit official transcripts from all schools attended to the LSDAS.
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  • Applicants must demonstrate a readiness to engage in advanced study by showcasing above-average written communications skills, articulating well-developed academic goals, and showing evidence of self-direction and previous academic success.
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  • What should applicants prepare themselves for in terms of study hours, classroom time and research?
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  • Many of these nontraditional scholarships get fewer applicants than merit- or athletic-based scholarships, and even a few hundred dollars of award money can help reduce loans or make a dent in tuition costs.
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  • In general, applicants to Leicester Junior College and Becker College need to have obtained a 2.0 or better grade point average, although some programs require a 2.5 grade point average.
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  • Applicants will have to submit their SAT, ACT and TAKS test results or take the Texas State Initiative tests to determine student placement.
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  • College applicants have several options when it comes to searching for money for college.
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  • Some grant programs require applicants to submit tax returns or provide information about gross income and itemized deductions.
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  • From all applicants, the Coca Cola Scholars Foundation will select 2,200 students in mid-November to be Semi-Finalists.
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  • Iowa Central provides students with several financing opportunities, including scholarships, federal loans, and veterans' benefits for qualified applicants.
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  • Applicants for the scholarship program need to fill out an application during their senior year in high school.
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  • Clemson University offers one of the best MBA programs in the country at a very affordable price for both in-state and out-of-state applicants.
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  • Admission requirements differ somewhat for full-time and part time applicants.
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  • Full-time applicants are expected to possess an undergraduate degree.
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  • For example, each college may have specific age, GPA and educational requirements for all applicants interested in a particular program.
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  • Most applicants have already established a career path within the health care industry, and so you will be competing with individuals who are very aware of the implications of health care upon patients.
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  • Not all distance-learning institutions offer scholarships to applicants, but some do, and the awards range from supplemental aid to full rides.
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  • School-specific scholarships have a limited pool of candidates, so you may have a better chance of getting them than scholarships that are open to all national or international applicants.
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  • There are many organizations that issue scholarships for applicants to global MBA programs.
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  • Although not all scholarship providers have strict requirements for applicants, some restrict use of the scholarship funds to institutions within native countries.
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  • To have the best chance of winning a scholarship, it's wise to distinguish yourself from other applicants in a positive way.
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  • Because the line is so competitive for new employees, however, prospective applicants should take great care to make their qualifications stand out as valuable to the cruise line.
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  • Dinner Cruise Experience: At the very least, interested applicants should have taken at least one StarLite Cruise before applying for a job with the line.
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  • Understanding the experience from the guests' perspective will help applicants know what types of employees StarLite Cruises is interested in hiring.
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  • Multitasking Ability: Applicants who can multitask - a musician who can also tend bar if necessary, for example - can add value and flexibility to their application, making them more desirable employees.
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  • To be considered for these jobs applicants should have experience with mechanized stage equipment, pyrotechnic products and equipment, lighting consoles, set pieces, microphones, recorders, and show related hardware.
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  • Princess Cruise Line also prefers that applicants have prior experience selling clothing, fine jewelry, perfume, cosmetics, and fine gifts.
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  • Successful applicants will possess excellent sales and customer service skills along with the ability to perform inventory and stockroom duties.
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  • In addition, applicants should be familiar with all aspects of shooting, developing, and processing, preferably on a mini-lab.
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  • For most positions, training is provided, though the company tends to look for applicants with enthusiasm and high energy.Tip: Remember also that initiative never hurts.
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  • Most small ship companies allow job applicants to submit their resumes online.
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  • Since Holland America hosts guests from around the world, you can get an edge on other applicants if you speak not only English, but also Spanish, German or Dutch.
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  • At the time of this writing, Guinness World Records was accepting applicants for the title of World's Oldest Living Dog.
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  • Additionally, applicants will be given a study guide and must pass a written test unless they have served a specified number of years as a fire fighter.
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  • All employers are required to display the OSHA 3165 poster or an equivalent poster provided by the state where your company operates in a conspicuous location that is easily visible to workers and job applicants.
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  • Applicants will need to either lease or purchase the location of their choosing, or qualify for housing in a government-subsidized senior community.
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  • The majority of senior dating services start the process by asking applicants to complete a detailed questionnaire.
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  • Some services also require applicants to take a personality evaluation or meet with a staff psychologist.
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  • Depending on the participant's level of comfort, other senior dating services provide phone numbers for applicants to call one another directly.
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  • You'll also have an opportunity to be presented to potential employers who are seeking applicants who have your skill set as opportunities become available.
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  • For example, in California, licenses for real estate salespersons, brokers, and appraisers can be revoked, suspended, or denied to applicants who are delinquent in child support payments.
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  • Since almost all adoptions by related applicants are independent, it is likely that most independent adoptions were by relatives.
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  • Cruise lines have formal application processes, and they post jobs and screen applicants following standard human resources procedures.
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  • There are many employment opportunities to international applicants.
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  • Employment can be difficult to secure since employers hire residents for the positions before international applicants are considered.
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  • Many available opportunities for international applicants are in positions that are undesirable such as impoverished areas or positions in which residents are under qualified.
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  • Keep in mind that legitimate employers do not ask applicants to pay fees in order to be considered for employment.
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  • For instance, the Houston Distribution Center requires interested applicants to complete a tour of the facility before they may apply to be sure they understand the nature of the job.
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  • Kroger partners with Monster.com to allow potential applicants to search for relevant positions.
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  • Just like other types of companies, cruise lines have human resources departments that have the ultimate responsibility for recruiting and hiring applicants.
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  • More and more companies are relying on the Internet to advertise jobs and look for qualified applicants.
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  • Job seekers benefit from having a local resource for finding jobs online, and employers benefit from being able to reach applicants who are actively seeking work in the local market.
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  • When selecting the proper application form, keep in mind the information needed to make key decisions about applicants.
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  • Personal Identity: Application forms include blanks for applicants to provide personal identification information such as name, address, and social security number or alien identification number.
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  • Specific Qualifications: Most application forms include a section where applicants are asked to detail their job-related skills.
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  • Applicants can list experience, specific qualifications, character traits, or other details that show that they are able to perform the job.
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  • For this reason, job application forms typically have a sign off location for applicants to give the employer permission to run a background screening.
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  • A standard application may be less specific while an extensive application may give the employer more room to compare applicants against each other.
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  • An employer may ask all applicants to fill in a job application forms so that the information collected is standard for all potential employees.
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  • Business owners can also benefit from learning how to write accurate job descriptions and interview applicants effectively.
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  • In many states, it is possible to file for unemployment online or by telephone, while in others applicants are required to complete paper-based application forms.
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  • With so much information readily available online, interviewers expect applicants to at least take enough initiative to read through the company's website prior to showing up for an interview appointment.
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  • Almost every hiring manager asks applicants why they're interested in working for the company.
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  • One of the best ways to distinguish yourself from other job applicants is to send a follow up thank you letter or note to the person who interviewed you.
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  • Before clicking on the "Apply Now" tab, applicants should have a recent resume and driver's license in hand.
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  • Applicants can apply for an internship online, but must submit a letter of recommendation from an instructor and current grade point average information.
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  • Applicants will be required to document the reason for unemployment and dates worked for all employers the previous 18 months.
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  • Applicants must allow a copy to be made of all documents for claim processing purposes.
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  • Applicants can complete this stage of the filing process either online or in person.
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  • While unemployment application forms vary from one state to another, the type of information applicants are asked to provide is similar everywhere.
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  • Pay history - Since the amount of unemployment compensation awarded to eligible applicants is based on earnings, you'll need to provide documentation of the rate of pay you were earning at your previous job.
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  • Follow up every interview that you have with a job interview thank you letter as a way of reminding the employer that you really want the job and to help make yourself stand out from other applicants.
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  • Dreamworks accepts resumes and cover letters from applicants for positions posted online.
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  • Applicants who contact the company by e-mail will receive a response confirming their application was received; no other employment applications will be acknowledged.
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  • Along with the candidate's name, contact information, and work history, applicants are asked the number of hours they want to work each week.
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  • Applicants must also list the days and times they are available.
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  • Applicants must disclose whether they have ever been convicted of or pleaded guilty or no contest to a misdemeanor or a felony offense for which they have not received a pardon.
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  • The company also asks applicants to proivde their employment history or upload their resumes before submitting the form for consideration.
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  • Job applicants can search for positions in their area, or see all available positions.
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  • Job applicants should always answer questions truthfully, while keeping in mind that they should emphasize previous experience (either paid or unpaid) where they had to work with others.
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  • Armstrong: Applicants should visit the company website and get informed about the organization, its services, and/or products.
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  • When you take the time to get prepared before going on a job interview, your efforts can help you stand out from other applicants who are being considered for the position.
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  • Years ago, the question what to wear for a job interview wouldn't even have crossed most applicants' minds.
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  • Vying for a greenhorn on a crabbing vessel is competitive and the more experience applicants have, the better.
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  • Once licensed, applicants can use the Alaska Labor Exchange System (ALEXsys) to find work.ALEXsys is a system developed for people looking for work through the Alaska Department of Labor and Workforce Development.
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  • The application asks a few questions during the process to determine if applicants qualify.
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  • In some cases, employment may be available for applicants who meet the minimum qualifications for employment.
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  • The application includes questions to determine whether applicants meet those minimum requirements for consideration.
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  • This test determines which positions would suit the applicants best.
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  • If applicants are on a particular section too long, they are automatically logged out of Odyssey.
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  • Applicants who are unable to complete the form online or who want to apply to multiple stores should visit the service desk in a Kmart retail location for guidance.
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  • Applicants submitting applications to more than one store may want to consider their ideal location.
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  • Applicants can visit Kmart Careers in Australia for information about part time, casual work and for career positions.
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  • Applicants with physical or mental disabilities may find employment with the company if accommodations are not detrimental to the business.
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  • The Alaska Job Center Network, called ALEXsys is an excellent resource for applicants to find great job opportunities aboard Alaskan fishing boats.
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  • The site connects visitors to job centers in Alaska that can help applicants find employment in specific regions but these are just a small sampling of resources offered by ALEXsys' Division of EMployment Security.
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  • Applicants are required to apply to the Registered Nurses Association of British Columbia since the company focused on Vancouver nursing vacancies.
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  • The company has a team of specialists that assist work with applicants and employees from the initial application to the last day on an assignment.
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  • The organization offers certification in a number of different areas, allowing applicants to focus on specific areas of interest.
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  • A wide variety of nonprofit jobs in Las Vegas, NV are available to qualified applicants.
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  • Each job has requirements applicants should meet to be considered for the positions.
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  • Applicants who do not have prior experience as air traffic controllers must pass a pre-employment test authorized by the FAA.
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  • Not only must you have a four-year degree, but they only accept applicants who are at least 23 years old and have experience in the field.
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  • The third mistake that almost all applicants make is that they focus on their past experience and fail to sell their skills.
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  • What do applicants need to know before participating in a cyberspace interview?
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  • For example, most job descriptions state that applicants must hold a high school diploma, or equivalent, as the main educational requirement.
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  • Teachers who are fluent in the home country's language may have an edge over other applicants.
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  • Just because a lender lists a low mortgage interest rate, it does not necessarily mean that all approved applicants will qualify for that interest rate.
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  • Easy mortgages are most often given to applicants who have two years of consistent employment.
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  • Each program has different requirements, so it is important for applicants to understand eligibility criteria prior to applying to any of the many available programs.
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  • Each individual state is responsible for the distribution of ADDI funds, but not every state has money available for all eligible applicants.
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  • Although there are mortgage lenders who do not necessarily offer financial advantages to first time homebuyers, many do offer comprehensive educational programs to potential applicants.
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  • The same factors which make applicants for first mortgages attractive to lenders also make applicants for second mortgages more likely to receive approval at a low interest rate.
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  • Applicants should be on the lookout for closing costs which are unnecessary, such as document preparation fees or inflated courier fees.
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  • While it is true that some lenders do offer great products for applicants who are purchasing their first home, buyers must be vigilant in reading every bit of information presented to them by the lender.
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  • Chase's website is able to accept applications, and applicants can also utilize the website to get a pre-qualification letter.
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  • Potential applicants are also able to apply over the telephone or instead walk into a local Chase branch and speak to a mortgage consultant.
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  • Chase Home Finance products may be suitable for many applicants, but only by researching different options and speaking with qualified professionals will the buyer be able to determine if Chase can offer them the best deal.
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  • Appraisals are generally considered to be included within the closing costs, so I'm not sure why this lender is expecting applicants to shell out this money beforehand.
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  • The good news is that the Federal Housing Administration will insure mortgage loans for applicants currently in Chapter 13 bankruptcy as long as you qualify under their rules and regulations.
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  • The application process can be conducted online, and applicants can also log into the system to check the status of their application.
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  • Perhaps best of all, BofA has a "Best Mortgage Guarantee" which means applicants are sure to get the best interest rates and the lowest closing costs.
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  • Additional calculators assist potential applicants in deciding whether to purchase points or make a larger down payment.
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  • Potential applicants can input their zip code to get specific market analysis information for their area.
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  • Similar to all the information provided for applicants making a home purchase, National City Mortgage offers an abundance of resources for people who are trying to decide whether or not to refinance their existing mortgages.
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  • If applicants feel as though they are not getting answers to all the questions they have, then that may be a good sign that it is time to seek out a different lender.
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  • Applicants who plan on utilizing a VA guarantee should apply for their certificate far in advance.
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  • Lenders are wary of financing mobile homes in any state, and applicants who do get an approval often face higher interest rates than they would if they were financing a permanent structure home.
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  • Prospective applicants can apply for prequalification over the phone or by using the website.
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  • Applicants should also take care to not get carried away with the amazingly low interest rate advertised on the Encore main webpage.
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  • The job of a mortgage broker is to scour all the available mortgage loans for applicants and find the best terms at the lowest interest rate.
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  • Applicants must complete reverse mortgage education from a counselor approved by The U.S. Department of Housing and Urban Development (HUD).
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  • Countrywide takes steps to make sure that applicants know there are other options available besides applying for a reverse mortgage.
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  • Applicants utilizing a CalHFA program must apply through an approved lender.
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  • Applicants are eligible depending upon income and location of the home.
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  • The American Dream Downpayment Initiative provides money to low-income applicants which is applied toward the downpayment of a home.
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  • Downpayment Assistance and Grants: Various programs offered through HUD and other approved organizations give monetary assistance to mortgage applicants.
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  • Fifth Third Bank streamlines the process by only requesting minimum documentation from approved applicants.
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  • This program grants downpayment assistance and zero-interest loans for mortgages to applicants who qualify.
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  • Several downpayment assistance programs are available for people within certain occupations or for applicants looking to purchase homes within urban areas designated for renewal.
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  • Applicants do not have to be first time homebuyers to be eligible for this program.
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  • Lenders will often approve applicants beyond the amount that was originally applied for, but the acceptable debt-to-income ratio of that lender might be quite high.
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  • Both FHA and VA loans are offered through this lending group, and creative financing options such as 100% financing and no down payment loans are available to qualified applicants.
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  • Applicants do not have to be U.S. citizens, but they must show proof of legal residence.
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  • Since the FHA is a federal program, applicants will automatically be denied if they are delinquent on debts such as back taxes, Small Business Administration loans, Federal student loans, or VA loans.
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  • This lender additionally offers mortgage education and other tools for applicants via their website and through local branches.
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  • Applicants with a substantial down payment can borrow more than people with little or no down payment.
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  • Applicants with a low debt-to-income ratio will be able to borrow more than applicants who have a high debt-to-income ratio.
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  • The incentives applicants receive depends on the interest rate chosen.
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  • Additionally, 3 and 5 year tracker rate mortgages are available to applicants who have mortgages through other lenders that they wish to refinance.
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  • Applicants must reside within the United Kingdom, and the interest rate offered on approved mortgages depends highly on the creditworthiness of the applicant.
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  • Low Down Payment: This fixed rate mortgage is designed for applicants who have a steady and sufficient income but do not have the traditional twenty percent down payment available.
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  • Applicants can increase their chances of approval by having a substantial down payment and by offering the most detailed income and employment documentation as possible.
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  • Potential buyers must go through the same application process as other mortgage applicants.
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  • Applicants for vouchers often have to wait several months - or several years - until their application is approved and the funds are available.
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  • Some government assistance programs are designed for applicants who meet special qualifications.
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  • The money is usually administered through mortgage lenders to qualified applicants.
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  • Before applying for a reverse mortgage, potential applicants are required to discuss their options with an FHA-approved reverse mortgage counselor.
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  • Applicants will need pay stubs, copies of W2 statements (or other income statements - such as tax returns if self-employed), an appraisal and a list of assets.
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  • For example, many lenders are looking for scores of 620 or greater and they might reject any loans from applicants with scores below the 620 point.
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  • Applicants with recent bankruptcies may be eligible for FHA mortgages.
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  • Chapter 13 - Applicants may qualify after completing one year of the pay-out period if they receive court approval to take on the mortgage obligation.
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  • Most mortgage lenders offer a variety of refinancing options for applicants.
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  • Subprime mortgage lending flourished at one time, making it somewhat easy for applicants to obtain home loans for people after a foreclosure.
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  • The specifics of the mobile home set on a rented lot are not the only requirements set forth by lenders when applicants look to refinance.
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  • This reveals to FHA -and to the mortgage lender- if the applicants will be responsible homeowners.
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  • Since not all mortgage brokers are able, willing, or licensed to act as liaisons between applicants and commercial lenders, finding a commercial real estate broker can be a chore.
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  • In order to qualify for an Arizona mortgage broker's license, applicants must attend an approved mortgage school and must also pass a written test.
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  • Office Location: It is a requirement that applicants must be able to prove the existence of a physical office within the state from which they do business.
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  • Testing: Applicants must pass a pre-licensing test before they will be approved for a broker license within the state.
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  • Financial Responsibility: Applicants are required to submit documentation regarding their personal financial status.
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  • Applicants with past financial difficulties may have to explain in detail the circumstances involved with the money issues, and may wind up with a denied mortgage broker license application.
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  • Background Check: Applicants must provide fingerprints in order for the licensing agency to obtain a criminal background check.
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  • Applicants can also expect to pay for the fingerprinting required for the background check and for copies of their license once it is approved.
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  • The mortgage broker is not responsive to attempts of contact by applicants, causing the applicant to lose out on a low interest rate or a particular home.
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  • Different lenders may offer different rates, and current market conditions can affect your rate as well because if the demand for mortgages is high, banks can get away with charging higher interest rates and still get applicants.
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  • Instead, direct lender merely refers to mortgage lenders who deal directly with applicants.
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  • When seeking out a direct lender for investment property HELOC, applicants send requests directly to the lender.
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  • Because of the increased risk involved, applicants should be able to demonstrate a solid payment history in the past as well as the financial ability to make monthly HELOC payments into the future.
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  • If the professional acting as the processor is a different person than the originator, applicants may find themselves dealing with someone who may not have the same rapport with them as the originator did.
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  • A mortgage closer typically has little direct interaction with applicants, but does have to deal with agents from title companies or other closing agents.
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  • The company offered extensive loans to subprime, or lesser qualified, applicants from 1995 onwards.
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  • I hand selected my fitness friends from a bevy of applicants choosing the ones with wonderful stories and those who wanted to lose weight the most!
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  • Many of the grant agencies have in-house representatives to provide assistance and guidance to would be grant applicants.
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  • Look at previous proposals and accepted grant applicants.
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  • A closed club, permission is granted to applicants only after close scrutiny.
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  • However, asking applicants to write unpaid articles is also a common tactic scammers use to stock their Web sites with free content.
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  • The idea of getting paid to watch sports appeals to fans from a variety of backgrounds, resulting in a large number of applicants for every available position.
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  • Although the site charges a fee to camps, it is free to applicants.
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  • Depending upon the funds available and the income of the applicants, childcare vouchers may cover some or even all of the childcare expenses.
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  • Applicants for Section 8 need to meet certain eligibility guidelines.
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  • Section 8 applicants need to have an income of 80 percent or less than the median income for the area.
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  • Fewer applicants in the 50 to 80 percent income range are accepted.
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  • States ask applicants for local TANF programs to provide proof of eligibility for the program.
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  • Applicants must apply in person at a welfare office located within their own county of residence.
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  • To qualify, applicants must be able to prove that they are employed for a state-specified minimum number of hours per week.
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  • For example, Washington state asks potential applicants to fill out their address for a search, while Pennsylvania asks you to click on your county of residence.
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  • Public housing agencies may establish local preferences for selecting applicants.
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  • If you qualify for a local preference you will move ahead of other applicants on the wait list who do not qualify for any preference.
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  • Berea is also the home of the renowned Berea College, a liberal arts college where students receive a tuition-free education in exchange for labor (applicants must show high academic potential and financial need).
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  • Terms of Small Business Administration loans are negotiated between applicants and the participating financial institution, subject to the SBA requirements.
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  • Exchange members are protected through screening of applicants.
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  • Having just stated that two page resumes may be expected, applicants entering a new field may be better off using a one-page resume to demonstrate a stable job history and specify the intent to change direction through the resume objective.
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  • Although the admission requirements vary by school, most applicants will be asked to supply essays, a resume, several letters of recommendation, test scores, and school transcripts.
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  • For example, if your website is targeted towards business school applicants, use key phrases, such as applying to business school, business school admissions, or choosing a business school.
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  • Hiring laws exist which limit the information that can be asked on job applications, and applicants' personal information must be protected.
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