fractional reserve banking has, since the outset of western industrialization, initiated production for the purpose of trade and exchange.
A modern example of how unregulated industry creates pollution can be seen in the industrialization of China, that's moved into the number one slot as the world's most polluting country.
Although the skill of sewing was pretty much a necessity about two hundred years ago, thanks to mass industrialization, clothing has become readily available in every price range.
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