Being underinsured is also against the law, and your insurance company or independent insurance agent can tell you exactly how much coverage you need to have in place to drive legally where you live.
This benefit covers the insured person in the event of a car accident at the fault of an uninsured or underinsured driver.
Underinsured/Underinsured Bodily Damage - Covers your medical bills if the other driver is uninsured or underinsured.
A church does not want to pay money for unnecessary coverage, just as it should not remain underinsured.
Underinsured motorist-Covers injuries and property damage that exceed the other party's liability limit.
It also covers limited property damage as a result of an uninsured or underinsured driver.